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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Apr. 2026,
Bank of Montreal paid$825 Mil more to buy back shares than it received from issuing new shares.
It spent$73 Mil paying down its debt.
It paid$0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spent$916 Mil paying cash dividends to shareholders.
It received$2,734 Mil on other financial activities.
In all, Bank of Montrealearned$920 Mil on financial activities for the
three
months ended in Apr. 2026.
Bank of Montreal (NYSE:BMO) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
Bank of Montreal's issuance of stock for the
three
months ended in Apr. 2026 was $18 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
Bank of Montreal's repurchase of stock for the
three
months ended in Apr. 2026 was $-843 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
Bank of Montreal's net issuance of debt for the
three
months ended in Apr. 2026 was $-73 Mil.
Bank of Montreal spent$73 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
Bank of Montreal's net issuance of preferred for the
three
months ended in Apr. 2026 was $0 Mil.
Bank of Montreal paid$0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
Bank of Montreal's cash flow for dividends for the
three
months ended in Apr. 2026 was $-916 Mil.
Bank of Montreal spent$916 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
Bank of Montreal's other financing for the
three
months ended in Apr. 2026 was $2,734 Mil.
Bank of Montreal received$2,734 Mil on other financial activities.
Bank of Montreal Cash Flow from Financing Related Terms
Bank of Montreal Cash Flow from Financing Historical Data
* Premium members only.
The historical data trend for Bank of Montreal's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Montreal Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
Bank of Montreal's Cash from Financing for the fiscal year that ended in Oct. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3,296 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of $-3,296 Mil mean?
Bank of Montreal (BMO) has a Cash Flow from Financing of $-3,296 Mil as of Apr. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Bank of Montreal and its competitors.
Is Bank of Montreal's Cash Flow from Financing too high?
Bank of Montreal's current Cash Flow from Financing is $-3,296 Mil. Overall, Bank of Montreal has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Montreal's Cash Flow from Financing compare to JPM and BAC?
Bank of Montreal's Cash Flow from Financing of $-3,296 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for Bank of Montreal and its competitors. Bank of Montreal's current Cash Flow from Financing is $-3,296 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Montreal stock overvalued right now?
Based on GuruFocus' analysis, Bank of Montreal (BMO) is currently considered Significantly Overvalued. The stock's GF Value™ is $118.33, compared to a current price of $183.13 — trading 54.8% above its estimated fair value. The current Cash Flow from Financing is $-3,296 Mil. Bank of Montreal's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For Bank of Montreal (BMO), the current Cash Flow from Financing is $-3,296 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Montreal (BMO) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Montreal stock appears to be overvalued.
The current stock price of $183.13 is trading 54.8% above its estimated GF Value™ of $118.33.
GuruFocus considers Bank of Montreal to be Significantly Overvalued.
Key valuation signals for BMO:
Cash Flow from Financing: $-3,296 Mil
GF Value™: $118.33 vs. price of $183.13 (54.8% above fair value)
No single metric tells the full story. See the BMO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Montreal is a diversified financial services provider based in North America with over CAD 1.47 trillion in assets by the end of fiscal 2025. BMO operates four business segments: Canadian personal and commercial banking, US personal and commercial banking, wealth management, and capital markets. About 60% of BMO's earnings are generated in Canada and 40% in the US.
69GF Score
Get the complete analysis for BMO
Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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