FCNCA (First Citizens BancShares) Beginning Cash Position: $1,080 Mil (As of Jun. 2026)

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FCNCA First Citizens BancShares Inc FCNCA
75 GF Score
Price $2,158.85
GF Value $2,203.12
Valuation Fairly Valued
! 4 Warning Signs
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What is First Citizens BancShares Beginning Cash Position?

First Citizens BancShares FCNCA -0.50% 75 Beginning Cash Position is $1,080 Mil as of Jun. 2026. GuruFocus rates FCNCA with a GF Score™ of 75/100 and a GF Value™ of $2,203.12 (Fairly Valued). The stock has 4 warning signs investors should review.

First Citizens BancShares's Beginning Cash Position for the quarter that ended in Jun. 2026 was $1,080 Mil.

First Citizens BancShares's quarterly Beginning Cash Position declined from Dec. 2025 ($874 Mil) to Mar. 2026 ($801 Mil) but then increased from Mar. 2026 ($801 Mil) to Jun. 2026 ($1,080 Mil).

First Citizens BancShares's annual Beginning Cash Position increased from Dec. 2023 ($518 Mil) to Dec. 2024 ($908 Mil) but then declined from Dec. 2024 ($908 Mil) to Dec. 2025 ($814 Mil).

First Citizens BancShares Beginning Cash Position Related Terms

First Citizens BancShares Beginning Cash Position Historical Data

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The historical data trend for First Citizens BancShares's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Citizens BancShares Beginning Cash Position Chart

First Citizens BancShares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 362.00 338.00 518.00 908.00 814.00

First Citizens BancShares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 812.00 889.00 874.00 801.00 1,080.00
FCNCA
75GF Score
First Citizens BancShares Inc FCNCA
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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First Citizens BancShares Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $1,080 Mil mean?
First Citizens BancShares (FCNCA) has a Beginning Cash Position of $1,080 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on First Citizens BancShares and its competitors.
Is First Citizens BancShares' Beginning Cash Position too high?
First Citizens BancShares' current Beginning Cash Position is $1,080 Mil. Overall, First Citizens BancShares has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Citizens BancShares' Beginning Cash Position compare to KEY and RF?
First Citizens BancShares' Beginning Cash Position of $1,080 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on First Citizens BancShares and its competitors. First Citizens BancShares's current Beginning Cash Position is $1,080 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens BancShares stock overvalued right now?
Based on GuruFocus' analysis, First Citizens BancShares (FCNCA) is currently considered Fairly Valued. The stock's GF Value™ is $2,203.12, compared to a current price of $2,158.85 — trading 2% below its estimated fair value. The current Beginning Cash Position is $1,080 Mil. First Citizens BancShares' overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For First Citizens BancShares (FCNCA), the current Beginning Cash Position is $1,080 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Citizens BancShares (FCNCA) Overvalued in 2026?

Based on GuruFocus' analysis, First Citizens BancShares stock appears to be undervalued. The current stock price of $2,158.85 is trading 2% below its estimated GF Value™ of $2,203.12. GuruFocus considers First Citizens BancShares to be Fairly Valued.

Key valuation signals for FCNCA:

  • Beginning Cash Position: $1,080 Mil
  • GF Value™: $2,203.12 vs. price of $2,158.85 (2% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FCNCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Citizens BancShares Business Description

Address 4300 Six Forks Road, Raleigh, NC, USA, 27609
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
75GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,158.85
Price
$2,203.12
GF Value