FCNCA (First Citizens BancShares) 1-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCNCA First Citizens BancShares Inc FCNCA
75 GF Score
Price $2,169.71
GF Value $2,203.12
Valuation Fairly Valued
! 4 Warning Signs
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What is First Citizens BancShares 1-Year ROIIC %?

1-Year ROIIC % does not apply to banks.

FCNCA
75GF Score
First Citizens BancShares Inc FCNCA
1-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Citizens BancShares (FCNCA) Overvalued in 2026?

Based on GuruFocus' analysis, First Citizens BancShares stock appears to be undervalued. The current stock price of $2,169.71 is trading 1.5% below its estimated GF Value™ of $2,203.12. GuruFocus considers First Citizens BancShares to be Fairly Valued.

Key valuation signals for FCNCA:

  • 1-Year ROIIC %:
  • GF Value™: $2,203.12 vs. price of $2,169.71 (1.5% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the FCNCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Citizens BancShares Business Description

Address 4300 Six Forks Road, Raleigh, NC, USA, 27609
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
75GF Score

Get the complete analysis for FCNCA

1-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,169.71
Price
$2,203.12
GF Value