FCNCA (First Citizens BancShares) 14-Day RSI: 47.09 (As of Aug. 20, 2026)

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FCNCA First Citizens BancShares Inc FCNCA
75 GF Score
Price $2,169.71
GF Value $2,203.12
Valuation Fairly Valued
! 4 Warning Signs
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What is First Citizens BancShares 14-Day RSI?

First Citizens BancShares FCNCA -1.75% 75 14-Day RSI is 47.09 as of Aug. 20, 2026. GuruFocus rates FCNCA with a GF Score™ of 75/100 and a GF Value™ of $2,203.12 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,608 Banks companies, First Citizens BancShares ranks better than 60.32% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-08-20), First Citizens BancShares's 14-Day RSI is 47.09.

The industry rank for First Citizens BancShares's 14-Day RSI or its related term are showing as below:

FCNCA's 14-Day RSI is ranked better than
60.32% of 1608 companies
in the Banks industry
Industry Median: 50.325 vs FCNCA: 47.09

First Citizens BancShares  (NAS:FCNCA) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


First Citizens BancShares 14-Day RSI Related Terms


FCNCA vs KEY, RF, CFG: 14-Day RSI Comparison

For the Banks - Regional subindustry, First Citizens BancShares's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Citizens BancShares 14-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, First Citizens BancShares's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where First Citizens BancShares's 14-Day RSI falls into.


FCNCA
75GF Score
First Citizens BancShares Inc FCNCA
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Citizens BancShares  (NAS:FCNCA) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 47.09 mean?
First Citizens BancShares (FCNCA) has a 14-Day RSI of 47.09 as of Aug. 20, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on First Citizens BancShares and its competitors. According to the industry distribution chart, First Citizens BancShares ranks #638 out of 1608 companies in the Banks industry, placing it in the top 39.7%.
Is First Citizens BancShares' 14-Day RSI too high?
First Citizens BancShares' current 14-Day RSI is 47.09. The Banks industry median 14-Day RSI is 50.33. First Citizens BancShares' value of 47.09 is 6.4% below this industry median. Based on the distribution chart, First Citizens BancShares ranks #638 out of 1608 companies in the Banks industry, which is above the industry midpoint. Overall, First Citizens BancShares has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Citizens BancShares' 14-Day RSI compare to KEY and RF?
According to the Banks industry distribution chart, First Citizens BancShares ranks #638 out of 1608 companies for 14-Day RSI. This puts First Citizens BancShares in the upper half of its industry. The industry median 14-Day RSI is 50.33. First Citizens BancShares' value of 47.09 is 6.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 50.33, based on 1,608 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Citizens BancShares's current 14-Day RSI of 47.09 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on First Citizens BancShares and its competitors. For the Banks industry, the median 14-Day RSI is 50.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Citizens BancShares's current 14-Day RSI is 47.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens BancShares stock overvalued right now?
Based on GuruFocus' analysis, First Citizens BancShares (FCNCA) is currently considered Fairly Valued. The stock's GF Value™ is $2,203.12, compared to a current price of $2,169.71 — trading 1.5% below its estimated fair value. The current 14-Day RSI is 47.09 and 6.4% below the Banks industry median of 50.33. First Citizens BancShares' overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For First Citizens BancShares (FCNCA), the current 14-Day RSI is 47.09 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Citizens BancShares (FCNCA) Overvalued in 2026?

Based on GuruFocus' analysis, First Citizens BancShares stock appears to be undervalued. The current stock price of $2,169.71 is trading 1.5% below its estimated GF Value™ of $2,203.12. GuruFocus considers First Citizens BancShares to be Fairly Valued.

Key valuation signals for FCNCA:

  • 14-Day RSI: 47.09
  • GF Value™: $2,203.12 vs. price of $2,169.71 (1.5% below fair value)
  • GF Score™: 75/100 with 4 warning signs
  • Industry Position: 6.4% below the Banks median (#638 of 1608)

No single metric tells the full story. See the FCNCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Citizens BancShares Business Description

Address 4300 Six Forks Road, Raleigh, NC, USA, 27609
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
75GF Score

Get the complete analysis for FCNCA

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2,169.71
Price
$2,203.12
GF Value