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Cash from financing is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders.
For the
three
months ended in Jun. 2026,
First Citizens BancShares paid$606 Mil more to buy back shares than it received from issuing new shares.
It spent$1,755 Mil paying down its debt.
It paid$0 Mil more to buy back preferred shares than it received from issuing preferred shares.
It spent$55 Mil paying cash dividends to shareholders.
It received$2,564 Mil on other financial activities.
In all, First Citizens BancSharesearned$148 Mil on financial activities for the
three
months ended in Jun. 2026.
First Citizens BancShares (NAS:FCNCA) Cash Flow from Financing Explanation
Cash from financing contains six items:
1. Issuance of Stock:
A company may raise cash from issuing new shares. Issuance of stock represents the cash inflow from offering common stock, which is the additional capital contribution to the entity during the period.
First Citizens BancShares's issuance of stock for the
three
months ended in Jun. 2026 was $0 Mil.
2. Repurchase of Stock:
A company may raise cash from issuing new shares. It can also use cash to buy back shares. Repurchase of stock represents the cash outflow to reacquire common stock during the period.
First Citizens BancShares's repurchase of stock for the
three
months ended in Jun. 2026 was $-606 Mil.
3. Net Issuance of Debt:
Net issuance of debt is the cash a company received or spent through debt related activities such as debt issuance or debt repayment. If a company pays down its debt during the period, this number will be negative. If a company issued more debt, it receives cash and this number is positive.
First Citizens BancShares's net issuance of debt for the
three
months ended in Jun. 2026 was $-1,755 Mil.
First Citizens BancShares spent$1,755 Mil paying down its debt.
4. Net Issuance of Preferred Stock:
A company may raise cash from issuing new preferred shares. It can also use cash to buy back preferred shares. If this number is positive, it means that the company has received more cash from issuing preferred shares than it has paid to buy back preferred shares. If this number is negative, it means that company has paid more cash to buy back preferred shares than it has received for issuing preferred shares.
First Citizens BancShares's net issuance of preferred for the
three
months ended in Jun. 2026 was $0 Mil.
First Citizens BancShares paid$0 Mil more to buy back preferred shares than it received from issuing preferred shares.
5. Cash Flow for Dividends:
Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.
First Citizens BancShares's cash flow for dividends for the
three
months ended in Jun. 2026 was $-55 Mil.
First Citizens BancShares spent$55 Mil paying cash dividends to shareholders.
6. Other Financing:
Money spent or earned by company from other financial activities.
First Citizens BancShares's other financing for the
three
months ended in Jun. 2026 was $2,564 Mil.
First Citizens BancShares received$2,564 Mil on other financial activities.
First Citizens BancShares Cash Flow from Financing Related Terms
First Citizens BancShares Cash Flow from Financing Historical Data
* Premium members only.
The historical data trend for First Citizens BancShares's Cash Flow from Financing can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Citizens BancShares Cash Flow from Financing Chart
First Citizens BancShares Cash Flow from Financing Calculation
This is the cash generated/spent from financial activities such as share issuance (buy back), debt issuance (repayment), and dividends paid to preferred and common stockholders. In the calculation of free cash flow, cash from financing is not calculated because it is not related to operating activities.
First Citizens BancShares's Cash from Financing for the fiscal year that ended in Dec. 2025 is calculated as:
Cash Flow from Financing for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4,910 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Cash Flow from Financing of $4,910 Mil mean?
First Citizens BancShares (FCNCA) has a Cash Flow from Financing of $4,910 Mil as of Jun. 2026. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for First Citizens BancShares and its competitors.
Is First Citizens BancShares' Cash Flow from Financing too high?
First Citizens BancShares' current Cash Flow from Financing is $4,910 Mil. Overall, First Citizens BancShares has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Citizens BancShares' Cash Flow from Financing compare to KEY and RF?
First Citizens BancShares' Cash Flow from Financing of $4,910 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Financing for a Banks company?
A good Cash Flow from Financing depends on the Banks industry context. However, Cash Flow from Financing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Financing mean?
A high Cash Flow from Financing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Financing is the amount of cash earned or paid from financing operations. View historical data for First Citizens BancShares and its competitors. First Citizens BancShares's current Cash Flow from Financing is $4,910 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens BancShares stock overvalued right now?
Based on GuruFocus' analysis, First Citizens BancShares (FCNCA) is currently considered Fairly Valued. The stock's GF Value™ is $2,203.12, compared to a current price of $2,157.85 — trading 2.1% below its estimated fair value. The current Cash Flow from Financing is $4,910 Mil. First Citizens BancShares' overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Financing calculated?
Cash Flow from Financing is calculated from a company's financial statements. For First Citizens BancShares (FCNCA), the current Cash Flow from Financing is $4,910 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Citizens BancShares (FCNCA) Overvalued in 2026?
Based on GuruFocus' analysis, First Citizens BancShares stock appears to be undervalued.
The current stock price of $2,157.85 is trading 2.1% below its estimated GF Value™ of $2,203.12.
GuruFocus considers First Citizens BancShares to be Fairly Valued.
Key valuation signals for FCNCA:
Cash Flow from Financing: $4,910 Mil
GF Value™: $2,203.12 vs. price of $2,157.85 (2.1% below fair value)
No single metric tells the full story. See the FCNCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
75GF Score
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Cash Flow from Financing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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