Sanlam (NAM:SLA) Beginning Cash Position: R37,437 Mil (As of Dec. 2025)

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NAM:SLA Sanlam Ltd NAM:SLA
91 GF Score
Price R89.38
GF Value R118.96
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Sanlam Beginning Cash Position?

Sanlam NAM:SLA 91 Beginning Cash Position is R37,437 Mil as of Dec. 2025. GuruFocus rates NAM:SLA with a GF Score™ of 91/100 and a GF Value™ of R118.96 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Sanlam's Beginning Cash Position for the quarter that ended in Dec. 2025 was R37,437 Mil.

Sanlam's quarterly Beginning Cash Position increased from Dec. 2024 (R32,452 Mil) to Jun. 2025 (R34,598 Mil) and increased from Jun. 2025 (R34,598 Mil) to Dec. 2025 (R37,437 Mil).

Sanlam's annual Beginning Cash Position declined from Dec. 2023 (R47,495 Mil) to Dec. 2024 (R29,662 Mil) but then increased from Dec. 2024 (R29,662 Mil) to Dec. 2025 (R34,598 Mil).

Sanlam Beginning Cash Position Related Terms

Sanlam Beginning Cash Position Historical Data

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The historical data trend for Sanlam's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanlam Beginning Cash Position Chart

Sanlam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 48,410.00 43,323.00 47,495.00 29,662.00 34,598.00

Sanlam Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44,777.00 29,662.00 32,452.00 34,598.00 37,437.00
NAM:SLA
91GF Score
Sanlam Ltd NAM:SLA
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Sanlam Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of R37,437 Mil mean?
Sanlam (NAM:SLA) has a Beginning Cash Position of R37,437 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Sanlam and its competitors.
Is Sanlam's Beginning Cash Position too high?
Sanlam's current Beginning Cash Position is R37,437 Mil. Overall, Sanlam has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam's Beginning Cash Position compare to AFL and MET?
Sanlam's Beginning Cash Position of R37,437 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for an Insurance company?
A good Beginning Cash Position depends on the Insurance industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Sanlam and its competitors. Sanlam's current Beginning Cash Position is R37,437 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Based on GuruFocus' analysis, Sanlam (NAM:SLA) is currently considered Modestly Undervalued. The stock's GF Value™ is R118.96, compared to a current price of R89.38 — trading 24.9% below its estimated fair value. The current Beginning Cash Position is R37,437 Mil. Sanlam's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Sanlam (NAM:SLA), the current Beginning Cash Position is R37,437 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanlam (NAM:SLA) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam stock appears to be undervalued. The current stock price of R89.38 is trading 24.9% below its estimated GF Value™ of R118.96. GuruFocus considers Sanlam to be Modestly Undervalued.

Key valuation signals for NAM:SLA:

  • Beginning Cash Position: R37,437 Mil
  • GF Value™: R118.96 vs. price of R89.38 (24.9% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the NAM:SLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sanlam Business Description

Address 2 Strand Road, Bellville, ZAF, 7530
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
91GF Score

Get the complete analysis for NAM:SLA

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R89.38
Price
R118.96
GF Value