Sanlam (NAM:SLA) Payments of Debt: R-3,263 Mil (TTM As of Dec. 2025)


NAM:SLA Sanlam Ltd NAM:SLA
91 GF Score
Price R89.27
GF Value R118.55
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Sanlam Payments of Debt?

Sanlam NAM:SLA +1.16% 91 Payments of Debt is R-3,263 Mil as of Dec. 2025. GuruFocus rates NAM:SLA with a GF Score™ of 91/100 and a GF Value™ of R118.55 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Sanlam's Payments of Debt for the six months ended in Dec. 2025 was R-1,061 Mil.

Sanlam's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was R-3,263 Mil.

Sanlam Payments of Debt Related Terms

Sanlam Payments of Debt Historical Data

* Premium members only.

The historical data trend for Sanlam's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanlam Payments of Debt Chart

Sanlam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,848.00 -1,271.00 -3,050.00 -3,854.00 -3,263.00

Sanlam Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2,530.00 -1,231.00 -2,623.00 -2,202.00 -1,061.00
NAM:SLA
91GF Score
Sanlam Ltd NAM:SLA
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Sanlam Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R-3,263 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of R-3,263 Mil mean?
Sanlam (NAM:SLA) has a Payments of Debt of R-3,263 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Sanlam and its competitors.
Is Sanlam's Payments of Debt too high?
Sanlam's current Payments of Debt is R-3,263 Mil. Overall, Sanlam has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam's Payments of Debt compare to AFL and MET?
Sanlam's Payments of Debt of R-3,263 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for an Insurance company?
A good Payments of Debt depends on the Insurance industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on Sanlam and its competitors. Sanlam's current Payments of Debt is R-3,263 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Based on GuruFocus' analysis, Sanlam (NAM:SLA) is currently considered Modestly Undervalued. The stock's GF Value™ is R118.55, compared to a current price of R89.27 — trading 24.7% below its estimated fair value. The current Payments of Debt is R-3,263 Mil. Sanlam's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For Sanlam (NAM:SLA), the current Payments of Debt is R-3,263 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanlam (NAM:SLA) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam stock appears to be undervalued. The current stock price of R89.27 is trading 24.7% below its estimated GF Value™ of R118.55. GuruFocus considers Sanlam to be Modestly Undervalued.

Key valuation signals for NAM:SLA:

  • Payments of Debt: R-3,263 Mil
  • GF Value™: R118.55 vs. price of R89.27 (24.7% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the NAM:SLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sanlam Business Description

Address 2 Strand Road, Bellville, ZAF, 7530
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
91GF Score

Get the complete analysis for NAM:SLA

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R89.27
Price
R118.55
GF Value