Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. Sanlam's total premiums earned for the
six
months ended in Dec. 2025 was R47,536 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Dec. 2025 was R95,221 Mil.
Sanlam's quarterly total premiums earned
increased
from Dec. 2024 (R44,287 Mil) to Jun. 2025 (R47,685 Mil) but then
declined
from Jun. 2025 (R47,685 Mil) to Dec. 2025 (R47,536 Mil).
Sanlam's annual total premiums earned
increased
from Dec. 2023 (R80,444 Mil) to Dec. 2024 (R88,488 Mil) and
increased
from Dec. 2024 (R88,488 Mil) to Dec. 2025 (R95,221 Mil).
The historical data trend for Sanlam's Total Premiums Earned can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.
Total Premiums Earned for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R95,221 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Premiums Earned of R95,221 Mil mean?
Sanlam (NAM:SLA) has a Total Premiums Earned of R95,221 Mil as of Dec. 2025. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Sanlam and its competitors.
Is Sanlam's Total Premiums Earned too high?
Sanlam's current Total Premiums Earned is R95,221 Mil. Overall, Sanlam has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam's Total Premiums Earned compare to AFL and MET?
Sanlam's Total Premiums Earned of R95,221 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Sanlam and its competitors. Sanlam's current Total Premiums Earned is R95,221 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Based on GuruFocus' analysis, Sanlam (NAM:SLA) is currently considered Modestly Undervalued. The stock's GF Value™ is R120.84, compared to a current price of R86.97 — trading 28% below its estimated fair value. The current Total Premiums Earned is R95,221 Mil. Sanlam's overall GF Score™ is 90/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For Sanlam (NAM:SLA), the current Total Premiums Earned is R95,221 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam (NAM:SLA) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam stock appears to be undervalued.
The current stock price of R86.97 is trading 28% below its estimated GF Value™ of R120.84.
GuruFocus considers Sanlam to be Modestly Undervalued.
Key valuation signals for NAM:SLA:
Total Premiums Earned: R95,221 Mil
GF Value™: R120.84 vs. price of R86.97 (28% below fair value)
No single metric tells the full story. See the NAM:SLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
90GF Score
Get the complete analysis for NAM:SLA
Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NAM:SLA has been successfully added to your 
