Sanlam (NAM:SLA) Tax Provision: R-5,044 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAM:SLA Sanlam Ltd NAM:SLA
91 GF Score
Price R89.38
GF Value R118.72
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Sanlam Tax Provision?

Sanlam NAM:SLA 91 Tax Provision is R-5,044 Mil as of Dec. 2025. GuruFocus rates NAM:SLA with a GF Score™ of 91/100 and a GF Value™ of R118.72 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Sanlam's tax provision for the six months ended in Dec. 2025 was R-2,227 Mil. Its tax provision for the trailing twelve months (TTM) ended in Dec. 2025 was R-5,044 Mil.

Sanlam Tax Provision Historical Data

* Premium members only.

The historical data trend for Sanlam's Tax Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sanlam Tax Provision Chart

Sanlam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2,907.00 -3,184.00 -4,396.00 -6,210.00 -5,044.00

Sanlam Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Tax Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2,305.00 -3,024.00 -3,186.00 -2,817.00 -2,227.00
NAM:SLA
91GF Score
Sanlam Ltd NAM:SLA
Tax Provision is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sanlam Tax Provision Calculation

Tax to be paid.

Tax Provision for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R-5,044 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Provision →
What does a Tax Provision of R-5,044 Mil mean?
Sanlam (NAM:SLA) has a Tax Provision of R-5,044 Mil as of Dec. 2025. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Sanlam and its competitors.
Is Sanlam's Tax Provision too high?
Sanlam's current Tax Provision is R-5,044 Mil. Overall, Sanlam has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam's Tax Provision compare to AFL and MET?
Sanlam's Tax Provision of R-5,044 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Provision for an Insurance company?
A good Tax Provision depends on the Insurance industry context. However, Tax Provision should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Provision mean?
A high Tax Provision can signal that a stock is expensive relative to its fundamentals. Provision for taxes is the amount of tax the company owes based on pre-tax income. View historical data on Sanlam and its competitors. Sanlam's current Tax Provision is R-5,044 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Based on GuruFocus' analysis, Sanlam (NAM:SLA) is currently considered Modestly Undervalued. The stock's GF Value™ is R118.72, compared to a current price of R89.38 — trading 24.7% below its estimated fair value. The current Tax Provision is R-5,044 Mil. Sanlam's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Provision calculated?
Tax Provision is calculated from a company's financial statements. For Sanlam (NAM:SLA), the current Tax Provision is R-5,044 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sanlam (NAM:SLA) Overvalued in 2026?

Based on GuruFocus' analysis, Sanlam stock appears to be undervalued. The current stock price of R89.38 is trading 24.7% below its estimated GF Value™ of R118.72. GuruFocus considers Sanlam to be Modestly Undervalued.

Key valuation signals for NAM:SLA:

  • Tax Provision: R-5,044 Mil
  • GF Value™: R118.72 vs. price of R89.38 (24.7% below fair value)
  • GF Score™: 91/100 with 2 warning signs

No single metric tells the full story. See the NAM:SLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sanlam Business Description

Address 2 Strand Road, Bellville, ZAF, 7530
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
91GF Score

Get the complete analysis for NAM:SLA

Tax Provision is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R89.38
Price
R118.72
GF Value