SBKO (Summit Bank Group) Beginning Cash Position: $133.93 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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SBKO Summit Bank Group Inc SBKO
65 GF Score
Price $23.54
GF Value $16.49
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Summit Bank Group Beginning Cash Position?

Summit Bank Group SBKO +0.22% 65 Beginning Cash Position is $133.93 Mil as of Dec. 2025. GuruFocus rates SBKO with a GF Score™ of 65/100 and a GF Value™ of $16.49 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Summit Bank Group's Beginning Cash Position for the quarter that ended in Dec. 2025 was $133.93 Mil.

Summit Bank Group's quarterly Beginning Cash Position declined from Dec. 2023 ($140.32 Mil) to Dec. 2024 ($74.40 Mil) but then increased from Dec. 2024 ($74.40 Mil) to Dec. 2025 ($133.93 Mil).

Summit Bank Group's annual Beginning Cash Position declined from Dec. 2023 ($140.32 Mil) to Dec. 2024 ($74.40 Mil) but then increased from Dec. 2024 ($74.40 Mil) to Dec. 2025 ($133.93 Mil).

Summit Bank Group Beginning Cash Position Related Terms

Summit Bank Group Beginning Cash Position Historical Data

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The historical data trend for Summit Bank Group's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit Bank Group Beginning Cash Position Chart

Summit Bank Group Annual Data
Trend Dec07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 163.34 197.00 140.32 74.40 133.93

Summit Bank Group Semi-Annual Data
Dec06 Dec07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 163.34 197.00 140.32 74.40 133.93
SBKO
65GF Score
Summit Bank Group Inc SBKO
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Summit Bank Group Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $133.93 Mil mean?
Summit Bank Group (SBKO) has a Beginning Cash Position of $133.93 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Summit Bank Group and its competitors.
Is Summit Bank Group's Beginning Cash Position too high?
Summit Bank Group's current Beginning Cash Position is $133.93 Mil. Overall, Summit Bank Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bank Group's Beginning Cash Position compare to MSWV and PLQC?
Summit Bank Group's Beginning Cash Position of $133.93 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Summit Bank Group and its competitors. Summit Bank Group's current Beginning Cash Position is $133.93 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Summit Bank Group (SBKO) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.49, compared to a current price of $23.54 — trading 42.8% above its estimated fair value. The current Beginning Cash Position is $133.93 Mil. Summit Bank Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Summit Bank Group (SBKO), the current Beginning Cash Position is $133.93 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit Bank Group (SBKO) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bank Group stock appears to be overvalued. The current stock price of $23.54 is trading 42.8% above its estimated GF Value™ of $16.49. GuruFocus considers Summit Bank Group to be Significantly Overvalued.

Key valuation signals for SBKO:

  • Beginning Cash Position: $133.93 Mil
  • GF Value™: $16.49 vs. price of $23.54 (42.8% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the SBKO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summit Bank Group Business Description

Address 96 East Broadway, Eugene, OR, USA, 97401
Summit Bank Group Inc provides commercial banking, financing, real estate lending and other services in Lane, Deschutes and Multnomah Counties in Oregon. It also specializes in providing high-level service to professionals and medium-sized businesses and their owners.
65GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.54
Price
$16.49
GF Value