SBKO (Summit Bank Group) Net Loan: $1,098.57 Mil (As of Dec. 2025)

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SBKO Summit Bank Group Inc SBKO
60 GF Score
Price $25.15
GF Value $16.62
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Summit Bank Group Net Loan?

Summit Bank Group SBKO 60 Net Loan is $1,098.57 Mil as of Dec. 2025. GuruFocus rates SBKO with a GF Score™ of 60/100 and a GF Value™ of $16.62 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Summit Bank Group's quarterly net loan increased from Dec. 2023 ($909.93 Mil) to Dec. 2024 ($1,035.35 Mil) and increased from Dec. 2024 ($1,035.35 Mil) to Dec. 2025 ($1,098.57 Mil).

Summit Bank Group's annual net loan increased from Dec. 2023 ($909.93 Mil) to Dec. 2024 ($1,035.35 Mil) and increased from Dec. 2024 ($1,035.35 Mil) to Dec. 2025 ($1,098.57 Mil).

Summit Bank Group Net Loan Historical Data

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The historical data trend for Summit Bank Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit Bank Group Net Loan Chart

Summit Bank Group Annual Data
Trend Dec07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 618.63 732.14 909.93 1,035.35 1,098.57

Summit Bank Group Semi-Annual Data
Dec06 Dec07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 618.63 732.14 909.93 1,035.35 1,098.57
SBKO
60GF Score
Summit Bank Group Inc SBKO
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Summit Bank Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,098.57 Mil mean?
Summit Bank Group (SBKO) has a Net Loan of $1,098.57 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Summit Bank Group and its competitors.
Is Summit Bank Group's Net Loan too high?
Summit Bank Group's current Net Loan is $1,098.57 Mil. Overall, Summit Bank Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bank Group's Net Loan compare to FINW and CSBB?
Summit Bank Group's Net Loan of $1,098.57 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Summit Bank Group and its competitors. Summit Bank Group's current Net Loan is $1,098.57 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Summit Bank Group (SBKO) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.62, compared to a current price of $25.15 — trading 51.3% above its estimated fair value. The current Net Loan is $1,098.57 Mil. Summit Bank Group's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Summit Bank Group (SBKO), the current Net Loan is $1,098.57 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit Bank Group (SBKO) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bank Group stock appears to be overvalued. The current stock price of $25.15 is trading 51.3% above its estimated GF Value™ of $16.62. GuruFocus considers Summit Bank Group to be Significantly Overvalued.

Key valuation signals for SBKO:

  • Net Loan: $1,098.57 Mil
  • GF Value™: $16.62 vs. price of $25.15 (51.3% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the SBKO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summit Bank Group Business Description

Address 96 East Broadway, Eugene, OR, USA, 97401
Summit Bank Group Inc provides commercial banking, financing, real estate lending and other services in Lane, Deschutes and Multnomah Counties in Oregon. It also specializes in providing high-level service to professionals and medium-sized businesses and their owners.
60GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.15
Price
$16.62
GF Value