SBKO (Summit Bank Group) SpecialCharges: $-0.48 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SBKO Summit Bank Group Inc SBKO
65 GF Score
Price $23.54
GF Value $16.49
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Summit Bank Group SpecialCharges?

Summit Bank Group SBKO +0.22% 65 SpecialCharges is $-0.48 Mil as of Dec. 2025. GuruFocus rates SBKO with a GF Score™ of 65/100 and a GF Value™ of $16.49 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Summit Bank Group's special charges for the six months ended in Dec. 2025 was $-0.48 Mil. Its special charges for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.48 Mil.


Summit Bank Group SpecialCharges Historical Data

* Premium members only.

The historical data trend for Summit Bank Group's SpecialCharges can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit Bank Group SpecialCharges Chart

Summit Bank Group Annual Data
Trend Dec07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.50 -0.95 -0.84 -0.59 -0.48

Summit Bank Group Semi-Annual Data
Dec06 Dec07 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
SpecialCharges Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -0.50 -0.95 -0.84 -0.59 -0.48
SBKO
65GF Score
Summit Bank Group Inc SBKO
SpecialCharges is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Summit Bank Group SpecialCharges Calculation

It is nonrecurring losses or expenses resulting from transactions or events which, in the view of management, are not representative of normal business activities of the period and which affect comparability of earnings.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. SpecialCharges for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.48 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about SpecialCharges →
What does a SpecialCharges of $-0.48 Mil mean?
Summit Bank Group (SBKO) has a SpecialCharges of $-0.48 Mil as of Dec. 2025. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Summit Bank Group and its competitors.
Is Summit Bank Group's SpecialCharges too high?
Summit Bank Group's current SpecialCharges is $-0.48 Mil. Overall, Summit Bank Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bank Group's SpecialCharges compare to MSWV and PLQC?
Summit Bank Group's SpecialCharges of $-0.48 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good SpecialCharges for a Banks company?
A good SpecialCharges depends on the Banks industry context. However, SpecialCharges should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high SpecialCharges mean?
A high SpecialCharges can signal that a stock is expensive relative to its fundamentals. Special charges are one-time, non-recurring charges a bank records on its income statement. View historical data on Summit Bank Group and its competitors. Summit Bank Group's current SpecialCharges is $-0.48 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Summit Bank Group (SBKO) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.49, compared to a current price of $23.54 — trading 42.8% above its estimated fair value. The current SpecialCharges is $-0.48 Mil. Summit Bank Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is SpecialCharges calculated?
SpecialCharges is calculated from a company's financial statements. For Summit Bank Group (SBKO), the current SpecialCharges is $-0.48 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit Bank Group (SBKO) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bank Group stock appears to be overvalued. The current stock price of $23.54 is trading 42.8% above its estimated GF Value™ of $16.49. GuruFocus considers Summit Bank Group to be Significantly Overvalued.

Key valuation signals for SBKO:

  • SpecialCharges: $-0.48 Mil
  • GF Value™: $16.49 vs. price of $23.54 (42.8% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the SBKO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Summit Bank Group Business Description

Address 96 East Broadway, Eugene, OR, USA, 97401
Summit Bank Group Inc provides commercial banking, financing, real estate lending and other services in Lane, Deschutes and Multnomah Counties in Oregon. It also specializes in providing high-level service to professionals and medium-sized businesses and their owners.
65GF Score

Get the complete analysis for SBKO

SpecialCharges is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.54
Price
$16.49
GF Value