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Summit Bank GroupSBKO +0.22%65 PS Ratio is 3.22 as of Aug. 02, 2026, which is 18% above its 10-year median of 2.73. GuruFocus rates SBKO with a GF Score™ of 65/100 and a GF Value™ of $16.49 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,516 Banks companies, Summit Bank Group ranks worse than 54.42% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Summit Bank Group's share price is $23.5416.
Summit Bank Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $7.31. Hence, Summit Bank Group's PS Ratio for today is 3.22.
Warning Sign:
Summit Bank Group Inc stock PS Ratio (=3.16) is close to 3-year high of 3.16.
The historical rank and industry rank for Summit Bank Group's PS Ratio or its related term are showing as below:
SBKO'
s PS Ratio Range Over the Past 10 Years
Min: 1.73 Med: 2.73 Max: 6.99
Current: 3.23
During the past 11 years, Summit Bank Group's highest PS Ratio was 6.99. The lowest was 1.73. And the median was 2.73.
SBKO's PS Ratio is ranked worse than 54.42% of 1516
companies
in the Banks industry
Industry Median: 3.065
vs SBKO: 3.23
Summit Bank Group Inc has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Summit Bank Group was 11.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 9.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 11.90% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 25.90% per year.
During the past 11 years, Summit Bank Group's highest 3-Year average Revenue per Share Growth Rate was 80.80% per year. The lowest was 9.50% per year. And the median was 12.55% per year.
Summit Bank Group (OTCPK:SBKO) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Summit Bank Group PS Ratio Related Terms
Summit Bank Group PS Ratio Historical Data
* Premium members only.
The historical data trend for Summit Bank Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Summit Bank Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Summit Bank Group PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Summit Bank Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Summit Bank Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Summit Bank Group's Share Price of today is $23.5416.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Summit Bank Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $7.31.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Summit Bank Group (SBKO) has a PS Ratio of 3.22 as of Aug. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Summit Bank Group and its competitors. This is 18% above median its historical median of 2.73. Over the past decade, Summit Bank Group's PS Ratio has ranged from 1.73 to 6.99. According to the industry distribution chart, Summit Bank Group ranks #825 out of 1516 companies in the Banks industry, placing it in the top 54.4%.
Is Summit Bank Group's PS Ratio too high?
Summit Bank Group's current PS Ratio of 3.22 is 18% above median its 10-year median of 2.73. Over the past 10 years, this metric has ranged from a low of 1.73 to a high of 6.99. The Banks industry median PS Ratio is 3.07. Summit Bank Group's value of 3.22 is 5.1% above this industry median. Based on the distribution chart, Summit Bank Group ranks #825 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Summit Bank Group has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bank Group's PS Ratio compare to MSWV and PLQC?
According to the Banks industry distribution chart, Summit Bank Group ranks #825 out of 1516 companies for PS Ratio. This places Summit Bank Group in the lower half of its industry. The industry median PS Ratio is 3.07. Summit Bank Group's value of 3.22 is 5.1% above this benchmark. Historically, Summit Bank Group's own PS Ratio has ranged from 1.73 to 6.99 over the past decade. While the company's 10-year median is 2.73 vs. the industry median of 3.07, Summit Bank Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summit Bank Group's current PS Ratio of 3.22 is 5.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Summit Bank Group and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summit Bank Group's current PS Ratio is 3.22, which is 18% above median its own 10-year median of 2.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bank Group stock overvalued right now?
Based on GuruFocus' analysis, Summit Bank Group (SBKO) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.49, compared to a current price of $23.54 — trading 42.8% above its estimated fair value. The current PS Ratio is 3.22, which is 18% above median its 10-year median of 2.73 and 5.1% above the Banks industry median of 3.07. Summit Bank Group's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Summit Bank Group (SBKO), the current PS Ratio is 3.22 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Summit Bank Group (SBKO) Overvalued in 2026?
Based on GuruFocus' analysis, Summit Bank Group stock appears to be overvalued.
The current stock price of $23.54 is trading 42.8% above its estimated GF Value™ of $16.49.
GuruFocus considers Summit Bank Group to be Significantly Overvalued.
Key valuation signals for SBKO:
PS Ratio: 3.22 (18% above median its 10-year median of 2.73)
GF Value™: $16.49 vs. price of $23.54 (42.8% above fair value)
Industry Position: 5.1% above the Banks median (#825 of 1516)
No single metric tells the full story. See the SBKO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Summit Bank Group Inc provides commercial banking, financing, real estate lending and other services in Lane, Deschutes and Multnomah Counties in Oregon. It also specializes in providing high-level service to professionals and medium-sized businesses and their owners.
65GF Score
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