Wintrust Financial (STU:WF2) Beginning Cash Position: €405 Mil (As of Mar. 2026)

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STU:WF2 Wintrust Financial Corp STU:WF2
81 GF Score
Price €139.00
GF Value €109.34
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Wintrust Financial Beginning Cash Position?

Wintrust Financial STU:WF2 +0.72% 81 Beginning Cash Position is €405 Mil as of Mar. 2026. GuruFocus rates STU:WF2 with a GF Score™ of 81/100 and a GF Value™ of €109.34 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Wintrust Financial's Beginning Cash Position for the quarter that ended in Mar. 2026 was €405 Mil.

Wintrust Financial's quarterly Beginning Cash Position declined from Sep. 2025 (€593 Mil) to Dec. 2025 (€483 Mil) and declined from Dec. 2025 (€483 Mil) to Mar. 2026 (€405 Mil).

Wintrust Financial's annual Beginning Cash Position declined from Dec. 2023 (€450 Mil) to Dec. 2024 (€404 Mil) and declined from Dec. 2024 (€404 Mil) to Dec. 2025 (€392 Mil).

Wintrust Financial Beginning Cash Position Related Terms

Wintrust Financial Beginning Cash Position Historical Data

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The historical data trend for Wintrust Financial's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial Beginning Cash Position Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 285.39 388.18 450.22 404.41 391.59

Wintrust Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 534.31 592.62 482.91 404.77 0.00
STU:WF2
81GF Score
Wintrust Financial Corp STU:WF2
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Wintrust Financial Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of €405 Mil mean?
Wintrust Financial (STU:WF2) has a Beginning Cash Position of €405 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Wintrust Financial and its competitors.
Is Wintrust Financial's Beginning Cash Position too high?
Wintrust Financial's current Beginning Cash Position is €405 Mil. Overall, Wintrust Financial has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Beginning Cash Position compare to UMBF and BPOP?
Wintrust Financial's Beginning Cash Position of €405 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Wintrust Financial and its competitors. Wintrust Financial's current Beginning Cash Position is €405 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (STU:WF2) is currently considered Modestly Overvalued. The stock's GF Value™ is €109.34, compared to a current price of €139.00 — trading 27.1% above its estimated fair value. The current Beginning Cash Position is €405 Mil. Wintrust Financial's overall GF Score™ is 81/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Wintrust Financial (STU:WF2), the current Beginning Cash Position is €405 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (STU:WF2) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of €139.00 is trading 27.1% above its estimated GF Value™ of €109.34. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for STU:WF2:

  • Beginning Cash Position: €405 Mil
  • GF Value™: €109.34 vs. price of €139.00 (27.1% above fair value)
  • GF Score™: 81/100 with 10 warning signs

No single metric tells the full story. See the STU:WF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WTFC:USA
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
81GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€139.00
Price
€109.34
GF Value