Wintrust Financial (STU:WF2) Dividend Payout Ratio: 0.17 (As of Mar. 2026) — Near Median


STU:WF2 Wintrust Financial Corp STU:WF2
79 GF Score
Price €140.00
GF Value €109.10
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Wintrust Financial Dividend Payout Ratio?

Wintrust Financial STU:WF2 -2.10% 79 Dividend Payout Ratio is 0.17 as of Mar. 2026, which is at its 10-year median of 0.17. GuruFocus rates STU:WF2 with a GF Score™ of 79/100 and a GF Value™ of €109.10 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,170 Banks companies, Wintrust Financial ranks better than 84.7% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Wintrust Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.17.

The historical rank and industry rank for Wintrust Financial's Dividend Payout Ratio or its related term are showing as below:

STU:WF2' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.17   Max: 0.24
Current: 0.17

During the past 13 years, the highest Dividend Payout Ratio of Wintrust Financial was 0.24. The lowest was 0.13. And the median was 0.17.

STU:WF2's Dividend Payout Ratio is ranked better than
84.7% of 1170 companies
in the Banks industry
Industry Median: 0.32 vs STU:WF2: 0.17

As of today (2026-07-03), the Dividend Yield % of Wintrust Financial is 1.26%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Wintrust Financial was 3.31%. The lowest was 0.61%. And the median was 1.43%.

Wintrust Financial's Dividends per Share for the months ended in Mar. 2026 was €0.48.

During the past 12 months, Wintrust Financial's average Dividends Per Share Growth Rate was 10.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 13.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 12.70% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 17.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Wintrust Financial was 38.70% per year. The lowest was -20.60% per year. And the median was 17.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Wintrust Financial (STU:WF2) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Wintrust Financial Dividend Payout Ratio Related Terms

Wintrust Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Wintrust Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial Dividend Payout Ratio Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.12 0.17 0.17

Wintrust Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 0.18 0.16 0.16 0.17

STU:WF2 vs UMBF, BPOP, ZION: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Wintrust Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wintrust Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's Dividend Payout Ratio falls into.


STU:WF2
79GF Score
Wintrust Financial Corp STU:WF2
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wintrust Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Wintrust Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.708/ 9.975
=0.17

Wintrust Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.476/ 2.786
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.17 mean?
Wintrust Financial (STU:WF2) has a Dividend Payout Ratio of 0.17 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Wintrust Financial and its competitors. This is near median its historical median of 0.17. Over the past decade, Wintrust Financial's Dividend Payout Ratio has ranged from 0.13 to 0.24. According to the industry distribution chart, Wintrust Financial ranks #179 out of 1170 companies in the Banks industry, placing it in the top 15.3%.
Is Wintrust Financial's Dividend Payout Ratio too high?
Wintrust Financial's current Dividend Payout Ratio of 0.17 is near median its 10-year median of 0.17. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 0.24. The Banks industry median Dividend Payout Ratio is 0.32. Wintrust Financial's value of 0.17 is 46.9% below this industry median. Based on the distribution chart, Wintrust Financial ranks #179 out of 1170 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Dividend Payout Ratio compare to UMBF and BPOP?
According to the Banks industry distribution chart, Wintrust Financial ranks #179 out of 1170 companies for Dividend Payout Ratio. This places Wintrust Financial in the top 15% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Wintrust Financial's value of 0.17 is 46.9% below this benchmark. Historically, Wintrust Financial's own Dividend Payout Ratio has ranged from 0.13 to 0.24 over the past decade. While the company's 10-year median is 0.17 vs. the industry median of 0.32, Wintrust Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,170 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wintrust Financial's current Dividend Payout Ratio of 0.17 is 46.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Wintrust Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wintrust Financial's current Dividend Payout Ratio is 0.17, which is near median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (STU:WF2) is currently considered Modestly Overvalued. The stock's GF Value™ is €109.10, compared to a current price of €140.00 — trading 28.3% above its estimated fair value. The current Dividend Payout Ratio is 0.17, which is near median its 10-year median of 0.17 and 46.9% below the Banks industry median of 0.32. Wintrust Financial's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Wintrust Financial (STU:WF2), the current Dividend Payout Ratio is 0.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (STU:WF2) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of €140.00 is trading 28.3% above its estimated GF Value™ of €109.10. GuruFocus considers Wintrust Financial to be Modestly Overvalued.

Key valuation signals for STU:WF2:

  • Dividend Payout Ratio: 0.17 (near median its 10-year median of 0.17)
  • GF Value™: €109.10 vs. price of €140.00 (28.3% above fair value)
  • GF Score™: 79/100 with 9 warning signs
  • Industry Position: 46.9% below the Banks median (#179 of 1170)

No single metric tells the full story. See the STU:WF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wintrust Financial Business Description

Other Exchanges WTFC:USA
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score

Get the complete analysis for STU:WF2

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€140.00
Price
€109.10
GF Value