Wintrust FinancialSTU:WF2 +1.43%79 PS Ratio is 4.02 as of Jul. 07, 2026, which is 36% above its 10-year median of 2.96. GuruFocus rates STU:WF2 with a GF Score™ of 79/100 and a GF Value™ of €108.51 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,519 Banks companies, Wintrust Financial ranks worse than 70.31% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Wintrust Financial's share price is €142.00.
Wintrust Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €35.33. Hence, Wintrust Financial's PS Ratio for today is 4.02.
Warning Sign:
Wintrust Financial Corp stock PS Ratio (=3.96) is close to 5-year high of 4.02.
The historical rank and industry rank for Wintrust Financial's PS Ratio or its related term are showing as below:
STU:WF2'
s PS Ratio Range Over the Past 10 Years
Min: 1.21 Med: 2.96 Max: 4.61
Current: 3.96
During the past 13 years, Wintrust Financial's highest PS Ratio was 4.61. The lowest was 1.21. And the median was 2.96.
STU:WF2's PS Ratio is ranked worse than 70.31% of 1519
companies
in the Banks industry
Industry Median: 3.02
vs STU:WF2: 3.96
Wintrust Financial Corp has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Wintrust Financial was 9.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 7.20% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 7.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 9.00% per year.
During the past 13 years, Wintrust Financial's highest 3-Year average Revenue per Share Growth Rate was 51.00% per year. The lowest was -5.10% per year. And the median was 8.95% per year.
Back to Basics: PS Ratio
Wintrust Financial (STU:WF2) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Wintrust Financial PS Ratio Related Terms
Wintrust Financial PS Ratio Historical Data
* Premium members only.
The historical data trend for Wintrust Financial's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Wintrust Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wintrust Financial PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Wintrust Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Wintrust Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Wintrust Financial's Share Price of today is €142.00. Wintrust Financial's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €35.33.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Wintrust Financial (STU:WF2) has a PS Ratio of 4.02 as of Jul. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Wintrust Financial and its competitors. This is 36% above median its historical median of 2.96. Over the past decade, Wintrust Financial's PS Ratio has ranged from 1.21 to 4.61. According to the industry distribution chart, Wintrust Financial ranks #1068 out of 1519 companies in the Banks industry, placing it in the top 70.3%.
Is Wintrust Financial's PS Ratio too high?
Wintrust Financial's current PS Ratio of 4.02 is 36% above median its 10-year median of 2.96. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 4.61. The Banks industry median PS Ratio is 3.02. Wintrust Financial's value of 4.02 is 33.1% above this industry median. Based on the distribution chart, Wintrust Financial ranks #1068 out of 1519 companies in the Banks industry, which is below the industry midpoint. Overall, Wintrust Financial has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's PS Ratio compare to UMBF and BPOP?
According to the Banks industry distribution chart, Wintrust Financial ranks #1068 out of 1519 companies for PS Ratio. This places Wintrust Financial in the lower half of its industry. The industry median PS Ratio is 3.02. Wintrust Financial's value of 4.02 is 33.1% above this benchmark. Historically, Wintrust Financial's own PS Ratio has ranged from 1.21 to 4.61 over the past decade. While the company's 10-year median is 2.96 vs. the industry median of 3.02, Wintrust Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wintrust Financial's current PS Ratio of 4.02 is 33.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Wintrust Financial and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wintrust Financial's current PS Ratio is 4.02, which is 36% above median its own 10-year median of 2.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (STU:WF2) is currently considered Significantly Overvalued. The stock's GF Value™ is €108.51, compared to a current price of €142.00 — trading 30.9% above its estimated fair value. The current PS Ratio is 4.02, which is 36% above median its 10-year median of 2.96 and 33.1% above the Banks industry median of 3.02. Wintrust Financial's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Wintrust Financial (STU:WF2), the current PS Ratio is 4.02 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wintrust Financial (STU:WF2) Overvalued in 2026?
Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued.
The current stock price of €142.00 is trading 30.9% above its estimated GF Value™ of €108.51.
GuruFocus considers Wintrust Financial to be Significantly Overvalued.
Key valuation signals for STU:WF2:
PS Ratio: 4.02 (36% above median its 10-year median of 2.96)
GF Value™: €108.51 vs. price of €142.00 (30.9% above fair value)
Industry Position: 33.1% above the Banks median (#1068 of 1519)
No single metric tells the full story. See the STU:WF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
79GF Score
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