Wintrust Financial (STU:WF2) Cyclically Adjusted Revenue per Share: €30.19 (As of Mar. 2026)

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STU:WF2 Wintrust Financial Corp STU:WF2
82 GF Score
Price €141.00
GF Value €108.03
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Wintrust Financial Cyclically Adjusted Revenue per Share?

Wintrust Financial STU:WF2 -0.70% 82 Cyclically Adjusted Revenue per Share is €30.19 as of Mar. 2026. GuruFocus rates STU:WF2 with a GF Score™ of 82/100 and a GF Value™ of €108.03 (Significantly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Wintrust Financial's adjusted revenue per share for the three months ended in Mar. 2026 was €9.059. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €30.19 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Wintrust Financial's average Cyclically Adjusted Revenue Growth Rate was 8.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 8.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 10.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 7.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Wintrust Financial was 13.10% per year. The lowest was 2.50% per year. And the median was 7.15% per year.

As of today (2026-07-16), Wintrust Financial's current stock price is €141.00. Wintrust Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €30.19. Wintrust Financial's Cyclically Adjusted PS Ratio of today is 4.67.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Wintrust Financial was 5.28. The lowest was 1.55. And the median was 3.61.


Wintrust Financial  (STU:WF2) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Wintrust Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=141.00/30.19
=4.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Wintrust Financial was 5.28. The lowest was 1.55. And the median was 3.61.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Wintrust Financial Cyclically Adjusted Revenue per Share Related Terms


Wintrust Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Wintrust Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial Cyclically Adjusted Revenue per Share Chart

Wintrust Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 26.30 29.96 29.08

Wintrust Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.78 28.09 28.34 29.08 30.19

STU:WF2 vs UMBF, BPOP, ZION: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Wintrust Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wintrust Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's Cyclically Adjusted PS Ratio falls into.


STU:WF2
82GF Score
Wintrust Financial Corp STU:WF2
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wintrust Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wintrust Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.059/330.2130*330.2130
=9.059

Current CPI (Mar. 2026) = 330.2130.

Wintrust Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.336 241.018 5.941
201609 4.315 241.428 5.902
201612 4.661 241.432 6.375
201703 4.310 243.801 5.838
201706 4.614 244.955 6.220
201709 4.356 246.819 5.828
201712 4.430 246.524 5.934
201803 4.402 249.554 5.825
201806 4.969 251.989 6.512
201809 5.183 252.439 6.780
201812 5.042 251.233 6.627
201903 5.303 254.202 6.889
201906 5.610 256.143 7.232
201909 5.993 256.759 7.707
201912 5.752 256.974 7.391
202003 5.813 258.115 7.437
202006 6.500 257.797 8.326
202009 6.227 260.280 7.900
202012 5.966 260.474 7.563
202103 6.529 264.877 8.139
202106 5.875 271.696 7.140
202109 6.240 274.310 7.512
202112 6.557 278.802 7.766
202203 7.227 287.504 8.301
202206 7.086 296.311 7.897
202209 8.249 296.808 9.177
202212 8.400 296.797 9.346
202303 8.547 301.836 9.351
202306 8.333 305.109 9.019
202309 8.663 307.789 9.294
202312 8.398 306.746 9.040
202403 8.913 312.332 9.423
202406 8.759 314.175 9.206
202409 8.413 315.301 8.811
202412 9.000 315.605 9.417
202503 8.794 319.799 9.080
202506 8.575 322.561 8.778
202509 8.746 324.800 8.892
202512 8.954 324.054 9.124
202603 9.059 330.213 9.059

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €30.19 mean?
Wintrust Financial (STU:WF2) has a Cyclically Adjusted Revenue per Share of €30.19 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Wintrust Financial and its competitors.
Is Wintrust Financial's Cyclically Adjusted Revenue per Share too high?
Wintrust Financial's current Cyclically Adjusted Revenue per Share is €30.19. Overall, Wintrust Financial has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wintrust Financial's Cyclically Adjusted Revenue per Share compare to UMBF and BPOP?
Wintrust Financial's Cyclically Adjusted Revenue per Share of €30.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Wintrust Financial and its competitors. Wintrust Financial's current Cyclically Adjusted Revenue per Share is €30.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wintrust Financial stock overvalued right now?
Based on GuruFocus' analysis, Wintrust Financial (STU:WF2) is currently considered Significantly Overvalued. The stock's GF Value™ is €108.03, compared to a current price of €141.00 — trading 30.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €30.19. Wintrust Financial's overall GF Score™ is 82/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Wintrust Financial (STU:WF2), the current Cyclically Adjusted Revenue per Share is €30.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wintrust Financial (STU:WF2) Overvalued in 2026?

Based on GuruFocus' analysis, Wintrust Financial stock appears to be overvalued. The current stock price of €141.00 is trading 30.5% above its estimated GF Value™ of €108.03. GuruFocus considers Wintrust Financial to be Significantly Overvalued.

Key valuation signals for STU:WF2:

  • Cyclically Adjusted Revenue per Share: €30.19
  • GF Value™: €108.03 vs. price of €141.00 (30.5% above fair value)
  • GF Score™: 82/100 with 9 warning signs

No single metric tells the full story. See the STU:WF2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wintrust Financial Business Description

Other Exchanges WTFC:USA
Address 9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. Its operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.
82GF Score

Get the complete analysis for STU:WF2

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€141.00
Price
€108.03
GF Value