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Wintrust Financial (STU:WF2) Cyclically Adjusted PB Ratio : 1.54 (As of Jun. 01, 2025)


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What is Wintrust Financial Cyclically Adjusted PB Ratio?

As of today (2025-06-01), Wintrust Financial's current share price is €105.00. Wintrust Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was €68.37. Wintrust Financial's Cyclically Adjusted PB Ratio for today is 1.54.

The historical rank and industry rank for Wintrust Financial's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:WF2' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.63   Med: 1.44   Max: 2.18
Current: 1.61

During the past years, Wintrust Financial's highest Cyclically Adjusted PB Ratio was 2.18. The lowest was 0.63. And the median was 1.44.

STU:WF2's Cyclically Adjusted PB Ratio is ranked worse than
78.16% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs STU:WF2: 1.61

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Wintrust Financial's adjusted book value per share data for the three months ended in Mar. 2025 was €85.535. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €68.37 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Wintrust Financial Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Wintrust Financial's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Wintrust Financial Cyclically Adjusted PB Ratio Chart

Wintrust Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.18 1.58 1.35 1.39 1.73

Wintrust Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.52 1.41 1.52 1.73 1.52

Competitive Comparison of Wintrust Financial's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Wintrust Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wintrust Financial's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Wintrust Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Wintrust Financial's Cyclically Adjusted PB Ratio falls into.


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Wintrust Financial Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Wintrust Financial's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=105.00/68.37
=1.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wintrust Financial's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Wintrust Financial's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=85.535/134.9266*134.9266
=85.535

Current CPI (Mar. 2025) = 134.9266.

Wintrust Financial Quarterly Data

Book Value per Share CPI Adj_Book
201506 37.632 100.684 50.431
201509 38.422 100.392 51.639
201512 39.863 99.792 53.898
201603 40.111 100.470 53.867
201606 40.903 101.688 54.273
201609 41.750 101.861 55.303
201612 44.665 101.863 59.163
201703 44.765 102.862 58.719
201706 43.373 103.349 56.625
201709 41.830 104.136 54.198
201712 43.061 104.011 55.860
201803 41.897 105.290 53.690
201806 45.314 106.317 57.508
201809 46.437 106.507 58.828
201812 48.970 105.998 62.335
201903 50.735 107.251 63.827
201906 51.880 108.070 64.773
201909 54.695 108.329 68.124
201912 55.509 108.420 69.080
202003 56.230 108.902 69.668
202006 55.181 108.767 68.452
202009 53.968 109.815 66.309
202012 53.625 109.897 65.838
202103 56.567 111.754 68.296
202106 57.108 114.631 67.219
202109 59.663 115.734 69.557
202112 63.383 117.630 72.703
202203 64.703 121.301 71.971
202206 67.226 125.017 72.555
202209 70.259 125.227 75.701
202212 68.079 125.222 73.355
202303 70.276 127.348 74.458
202306 69.822 128.729 73.184
202309 70.450 129.860 73.199
202312 74.670 129.419 77.847
202403 74.866 131.776 76.656
202406 77.078 132.554 78.458
202409 81.142 133.029 82.300
202412 85.192 133.157 86.324
202503 85.535 134.927 85.535

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Wintrust Financial  (STU:WF2) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Wintrust Financial Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Wintrust Financial's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Wintrust Financial Business Description

Traded in Other Exchanges
Address
9700 West Higgins Road, Suite 800, Rosemont, IL, USA, 60018
Wintrust Financial Corp is a financial holding company that provides community-oriented, personal, and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and western Michigan. The company provides specialty finance services, including financing for the payment of property and casualty insurance premiums and life insurance premiums, and wealth management services to customers in its market area. The company's operations consist of three primary segments: community banking, specialty finance, and wealth management. The company generates the majority of its revenue from the community banking segment.

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