FINN (First National of Nebraska) Beta: 0.3069 (As of Aug. 01, 2026)

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FINN First National of Nebraska Inc FINN
15 GF Score
Price $18,800.00
GF Value $15,644.92
Valuation Modestly Overvalued
! 5 Warning Signs
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What is First National of Nebraska Beta?

First National of Nebraska FINN -1.05% 15 Beta is 0.3069 as of Aug. 01, 2026. GuruFocus rates FINN with a GF Score™ of 15/100 and a GF Value™ of $15,644.92 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-08-01), First National of Nebraska's Beta is 0.3069.


First National of Nebraska  (OTCPK:FINN) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)


First National of Nebraska Beta Related Terms


First National of Nebraska Beta Historical Data

* Premium members only.

The historical data trend for First National of Nebraska's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National of Nebraska Beta Chart

First National of Nebraska Annual Data
Trend Dec00 Dec01 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 0.35 0.12 0.08 0.28

First National of Nebraska Semi-Annual Data
Dec99 Dec00 Dec01 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.55 0.35 0.12 0.08 0.28

FINN vs TFSL, EBC, FFIN: Beta Comparison

For the Banks - Regional subindustry, First National of Nebraska's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First National of Nebraska Beta vs Banks Industry

For the Banks industry and Financial Services sector, First National of Nebraska's Beta distribution charts can be found below:

* The bar in red indicates where First National of Nebraska's Beta falls into.


FINN
15GF Score
First National of Nebraska Inc FINN
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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First National of Nebraska Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.3069 mean?
First National of Nebraska (FINN) has a Beta of 0.3069 as of Aug. 01, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for First National of Nebraska and its competitors.
Is First National of Nebraska's Beta too high?
First National of Nebraska's current Beta is 0.3069. Overall, First National of Nebraska has a GF Score™ of 15/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National of Nebraska's Beta compare to TFSL and EBC?
First National of Nebraska's Beta of 0.3069 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for First National of Nebraska and its competitors. First National of Nebraska's current Beta is 0.3069. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National of Nebraska stock overvalued right now?
Based on GuruFocus' analysis, First National of Nebraska (FINN) is currently considered Modestly Overvalued. The stock's GF Value™ is $15,644.92, compared to a current price of $18,800.00 — trading 20.2% above its estimated fair value. The current Beta is 0.3069. First National of Nebraska's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For First National of Nebraska (FINN), the current Beta is 0.3069 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First National of Nebraska (FINN) Overvalued in 2026?

Based on GuruFocus' analysis, First National of Nebraska stock appears to be overvalued. The current stock price of $18,800.00 is trading 20.2% above its estimated GF Value™ of $15,644.92. GuruFocus considers First National of Nebraska to be Modestly Overvalued.

Key valuation signals for FINN:

  • Beta: 0.3069
  • GF Value™: $15,644.92 vs. price of $18,800.00 (20.2% above fair value)
  • GF Score™: 15/100 with 5 warning signs

No single metric tells the full story. See the FINN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First National of Nebraska Business Description

Address 1601 Dodge Street, Stop Code 3395, Omaha, NE, USA, 68197
First National of Nebraska Inc is a Nebraska-based interstate financial holding company operated by its banking subsidiary. Additionally, the Company has nonbanking subsidiaries engaged in various businesses, including technology hosting and related activities. The Bank's primary objective is to enhance the financial well-being of its customers through a customer-centric business model focused on providing financial advice and guidance and relevant financial solutions. The Bank supports its business customers with real estate, commercial, and agriculture loans as well as cash and wealth management solutions.
15GF Score

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Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18,800.00
Price
$15,644.92
GF Value