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First National of Nebraska (OTCPK:FINN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
First National of Nebraska Equity-to-Asset Related Terms
First National of Nebraska Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First National of Nebraska's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National of Nebraska Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, First National of Nebraska's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where First National of Nebraska's Equity-to-Asset falls into.
First National of Nebraska Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
First National of Nebraska's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First National of Nebraska (FINN) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First National of Nebraska and its competitors. This is near median its historical median of 0.11. Over the past decade, First National of Nebraska's Equity-to-Asset has ranged from 0.09 to 0.11. According to the industry distribution chart, First National of Nebraska ranks #548 out of 1518 companies in the Banks industry, placing it in the top 36.1%.
Is First National of Nebraska's Equity-to-Asset too high?
First National of Nebraska's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. First National of Nebraska's value of 0.12 is 20% above this industry median. Based on the distribution chart, First National of Nebraska ranks #548 out of 1518 companies in the Banks industry, which is above the industry midpoint. Overall, First National of Nebraska has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does First National of Nebraska's Equity-to-Asset compare to OZK and EBC?
According to the Banks industry distribution chart, First National of Nebraska ranks #548 out of 1518 companies for Equity-to-Asset. This puts First National of Nebraska in the upper half of its industry. The industry median Equity-to-Asset is 0.10. First National of Nebraska's value of 0.12 is 20% above this benchmark. Historically, First National of Nebraska's own Equity-to-Asset has ranged from 0.09 to 0.11 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, First National of Nebraska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National of Nebraska's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on First National of Nebraska and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National of Nebraska's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National of Nebraska stock overvalued right now?
First National of Nebraska (FINN) has a current Equity-to-Asset of 0.12. The stock's GF Value™ is $15,826.54, compared to a current price of $19,101.00 — trading 20.7% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. First National of Nebraska's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For First National of Nebraska (FINN), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National of Nebraska (FINN) Overvalued in 2026?
Based on GuruFocus' analysis, First National of Nebraska stock appears to be overvalued.
The current stock price of $19,101.00 is trading 20.7% above its estimated GF Value™ of $15,826.54.
Key valuation signals for FINN:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: $15,826.54 vs. price of $19,101.00 (20.7% above fair value)
Industry Position: 20% above the Banks median (#548 of 1518)
No single metric tells the full story. See the FINN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National of Nebraska Inc is a Nebraska-based interstate financial holding company operated by its banking subsidiary. Additionally, the Company has nonbanking subsidiaries engaged in various businesses, including technology hosting and related activities. The Bank's primary objective is to enhance the financial well-being of its customers through a customer-centric business model focused on providing financial advice and guidance and relevant financial solutions. The Bank supports its business customers with real estate, commercial, and agriculture loans as well as cash and wealth management solutions.
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