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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First National of Nebraska's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National of Nebraska FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, First National of Nebraska's FCF Margin % distribution charts can be found below:
* The bar in red indicates where First National of Nebraska's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First National of Nebraska (FINN) has a FCF Margin % of 39.91% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First National of Nebraska and its competitors. This is near median its historical median of 39.11. Over the past decade, First National of Nebraska's FCF Margin % has ranged from 26.40 to 53.15. According to the industry distribution chart, First National of Nebraska ranks #460 out of 1502 companies in the Banks industry, placing it in the top 30.6%.
Is First National of Nebraska's FCF Margin % too high?
First National of Nebraska's current FCF Margin % of 39.91% is near median its 10-year median of 39.11. Over the past 10 years, this metric has ranged from a low of 26.40 to a high of 53.15. The Banks industry median FCF Margin % is 25.85. First National of Nebraska's value of 39.91% is 54.4% above this industry median. Based on the distribution chart, First National of Nebraska ranks #460 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First National of Nebraska has a GF Score™ of 15/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National of Nebraska's FCF Margin % compare to TFSL and EBC?
According to the Banks industry distribution chart, First National of Nebraska ranks #460 out of 1502 companies for FCF Margin %. This puts First National of Nebraska in the upper half of its industry. The industry median FCF Margin % is 25.85. First National of Nebraska's value of 39.91% is 54.4% above this benchmark. Historically, First National of Nebraska's own FCF Margin % has ranged from 26.40 to 53.15 over the past decade. While the company's 10-year median is 39.11 vs. the industry median of 25.85, First National of Nebraska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 25.85, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National of Nebraska's current FCF Margin % of 39.91% is 54.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on First National of Nebraska and its competitors. For the Banks industry, the median FCF Margin % is 25.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National of Nebraska's current FCF Margin % is 39.91%, which is near median its own 10-year median of 39.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National of Nebraska stock overvalued right now?
Based on GuruFocus' analysis, First National of Nebraska (FINN) is currently considered Modestly Overvalued. The stock's GF Value™ is $15,644.92, compared to a current price of $18,800.00 — trading 20.2% above its estimated fair value. The current FCF Margin % is 39.91%, which is near median its 10-year median of 39.11 and 54.4% above the Banks industry median of 25.85. First National of Nebraska's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For First National of Nebraska (FINN), the current FCF Margin % is 39.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National of Nebraska (FINN) Overvalued in 2026?
Based on GuruFocus' analysis, First National of Nebraska stock appears to be overvalued.
The current stock price of $18,800.00 is trading 20.2% above its estimated GF Value™ of $15,644.92.
GuruFocus considers First National of Nebraska to be Modestly Overvalued.
Key valuation signals for FINN:
FCF Margin %: 39.91% (near median its 10-year median of 39.11)
GF Value™: $15,644.92 vs. price of $18,800.00 (20.2% above fair value)
Industry Position: 54.4% above the Banks median (#460 of 1502)
No single metric tells the full story. See the FINN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National of Nebraska Inc is a Nebraska-based interstate financial holding company operated by its banking subsidiary. Additionally, the Company has nonbanking subsidiaries engaged in various businesses, including technology hosting and related activities. The Bank's primary objective is to enhance the financial well-being of its customers through a customer-centric business model focused on providing financial advice and guidance and relevant financial solutions. The Bank supports its business customers with real estate, commercial, and agriculture loans as well as cash and wealth management solutions.
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