FINN (First National of Nebraska) OCF Yield %: 21.24 (As of Aug. 01, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FINN First National of Nebraska Inc FINN
15 GF Score
Price $18,800.00
GF Value $15,644.92
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is First National of Nebraska OCF Yield %?

First National of Nebraska FINN -1.05% 15 OCF Yield % is 21.24 as of Aug. 01, 2026, which is 8% below its 10-year median of 22.98. GuruFocus rates FINN with a GF Score™ of 15/100 and a GF Value™ of $15,644.92 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, First National of Nebraska ranks better than 76.23% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, First National of Nebraska's Trailing 12-Month Cash Flow from Operations is $1,079 Mil, and Market Cap is $5,080 Mil. Therefore, First National of Nebraska's OCF Yield % for today is 21.24%.

The historical rank and industry rank for First National of Nebraska's OCF Yield % or its related term are showing as below:

FINN' s OCF Yield % Range Over the Past 10 Years
Min: 14.56   Med: 22.98   Max: 36.66
Current: 21.24


During the past 11 years, the highest OCF Yield % of First National of Nebraska was 36.66%. The lowest was 14.56%. And the median was 22.98%.

FINN's OCF Yield % is ranked better than
76.23% of 1498 companies
in the Banks industry
Industry Median: 8.98 vs FINN: 21.24

First National of Nebraska's OCF Margin % for the quarter that ended in Dec. 2025 was %.


First National of Nebraska OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


First National of Nebraska OCF Yield % Related Terms


First National of Nebraska OCF Yield % Historical Data

* Premium members only.

The historical data trend for First National of Nebraska's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First National of Nebraska OCF Yield % Chart

First National of Nebraska Annual Data
Trend Dec00 Dec01 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.70 21.12 32.49 24.55 25.78

First National of Nebraska Semi-Annual Data
Dec99 Dec00 Dec01 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 22.70 21.12 32.49 24.55 25.78

FINN vs TFSL, EBC, FFIN: OCF Yield % Comparison

For the Banks - Regional subindustry, First National of Nebraska's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First National of Nebraska OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First National of Nebraska's OCF Yield % distribution charts can be found below:

* The bar in red indicates where First National of Nebraska's OCF Yield % falls into.


FINN
15GF Score
First National of Nebraska Inc FINN
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First National of Nebraska OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

First National of Nebraska's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=1078.861 / 4185
=25.78%

First National of Nebraska's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=1078.861 * 1 / 4185
=25.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 21.24 mean?
First National of Nebraska (FINN) has a OCF Yield % of 21.24 as of Aug. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First National of Nebraska and its competitors. This is near median its historical median of 22.98. Over the past decade, First National of Nebraska's OCF Yield % has ranged from 14.56 to 36.66. According to the industry distribution chart, First National of Nebraska ranks #356 out of 1498 companies in the Banks industry, placing it in the top 23.8%.
Is First National of Nebraska's OCF Yield % too high?
First National of Nebraska's current OCF Yield % of 21.24 is near median its 10-year median of 22.98. Over the past 10 years, this metric has ranged from a low of 14.56 to a high of 36.66. The Banks industry median OCF Yield % is 8.98. First National of Nebraska's value of 21.24 is 136.5% above this industry median. Based on the distribution chart, First National of Nebraska ranks #356 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First National of Nebraska has a GF Score™ of 15/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National of Nebraska's OCF Yield % compare to TFSL and EBC?
According to the Banks industry distribution chart, First National of Nebraska ranks #356 out of 1498 companies for OCF Yield %. This places First National of Nebraska in the top 24% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 8.98. First National of Nebraska's value of 21.24 is 136.5% above this benchmark. Historically, First National of Nebraska's own OCF Yield % has ranged from 14.56 to 36.66 over the past decade. While the company's 10-year median is 22.98 vs. the industry median of 8.98, First National of Nebraska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National of Nebraska's current OCF Yield % of 21.24 is 136.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First National of Nebraska and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National of Nebraska's current OCF Yield % is 21.24, which is near median its own 10-year median of 22.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National of Nebraska stock overvalued right now?
Based on GuruFocus' analysis, First National of Nebraska (FINN) is currently considered Modestly Overvalued. The stock's GF Value™ is $15,644.92, compared to a current price of $18,800.00 — trading 20.2% above its estimated fair value. The current OCF Yield % is 21.24, which is near median its 10-year median of 22.98 and 136.5% above the Banks industry median of 8.98. First National of Nebraska's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First National of Nebraska (FINN), the current OCF Yield % is 21.24 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First National of Nebraska (FINN) Overvalued in 2026?

Based on GuruFocus' analysis, First National of Nebraska stock appears to be overvalued. The current stock price of $18,800.00 is trading 20.2% above its estimated GF Value™ of $15,644.92. GuruFocus considers First National of Nebraska to be Modestly Overvalued.

Key valuation signals for FINN:

  • OCF Yield %: 21.24 (near median its 10-year median of 22.98)
  • GF Value™: $15,644.92 vs. price of $18,800.00 (20.2% above fair value)
  • GF Score™: 15/100 with 5 warning signs
  • Industry Position: 136.5% above the Banks median (#356 of 1498)

No single metric tells the full story. See the FINN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First National of Nebraska Business Description

Address 1601 Dodge Street, Stop Code 3395, Omaha, NE, USA, 68197
First National of Nebraska Inc is a Nebraska-based interstate financial holding company operated by its banking subsidiary. Additionally, the Company has nonbanking subsidiaries engaged in various businesses, including technology hosting and related activities. The Bank's primary objective is to enhance the financial well-being of its customers through a customer-centric business model focused on providing financial advice and guidance and relevant financial solutions. The Bank supports its business customers with real estate, commercial, and agriculture loans as well as cash and wealth management solutions.
15GF Score

Get the complete analysis for FINN

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18,800.00
Price
$15,644.92
GF Value