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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
First National of NebraskaFINN -1.05%15 Median PS Value is $19,481.12 as of Aug. 01, 2026, which is 5126511% above its 10-year median of 0.38. GuruFocus rates FINN with a GF Score™ of 15/100 and a GF Value™ of $15,644.92 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,044 Banks companies, First National of Nebraska ranks better than 66.57% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
First National of Nebraska (OTCPK:FINN) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
First National of Nebraska's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
18800.00
/
19,481.12
=
0.97
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First National of Nebraska Median PS Value Related Terms
First National of Nebraska Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FINN vs TFSL, EBC, FFIN: Median PS Value Comparison
For the Banks - Regional subindustry, First National of Nebraska's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First National of Nebraska Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, First National of Nebraska's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where First National of Nebraska's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.0324.
For company reported annually, GuruFocus uses latest annual data as the TTM data. First National of Nebraska's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $9585.277.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First National of Nebraska (FINN) has a Median PS Value of $19,481.12 as of Aug. 01, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on First National of Nebraska and its competitors. This is 5126511% above median its historical median of 0.38. Over the past decade, First National of Nebraska's Median PS Value has ranged from 0.27 to 0.99. According to the industry distribution chart, First National of Nebraska ranks #349 out of 1044 companies in the Banks industry, placing it in the top 33.4%.
Is First National of Nebraska's Median PS Value too high?
First National of Nebraska's current Median PS Value of $19,481.12 is 5126511% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.99. The Banks industry median Median PS Value is 1.13. First National of Nebraska's value of $19,481.12 is 1723892.9% above this industry median. Based on the distribution chart, First National of Nebraska ranks #349 out of 1044 companies in the Banks industry, which is above the industry midpoint. Overall, First National of Nebraska has a GF Score™ of 15/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First National of Nebraska's Median PS Value compare to TFSL and EBC?
According to the Banks industry distribution chart, First National of Nebraska ranks #349 out of 1044 companies for Median PS Value. This puts First National of Nebraska in the upper half of its industry. The industry median Median PS Value is 1.13. First National of Nebraska's value of $19,481.12 is 1723892.9% above this benchmark. Historically, First National of Nebraska's own Median PS Value has ranged from 0.27 to 0.99 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 1.13, First National of Nebraska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First National of Nebraska's current Median PS Value of $19,481.12 is 1723892.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on First National of Nebraska and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First National of Nebraska's current Median PS Value is $19,481.12, which is 5126511% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First National of Nebraska stock overvalued right now?
Based on GuruFocus' analysis, First National of Nebraska (FINN) is currently considered Modestly Overvalued. The stock's GF Value™ is $15,644.92, compared to a current price of $18,800.00 — trading 20.2% above its estimated fair value. The current Median PS Value is $19,481.12, which is 5126511% above median its 10-year median of 0.38 and 1723892.9% above the Banks industry median of 1.13. First National of Nebraska's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For First National of Nebraska (FINN), the current Median PS Value is $19,481.12 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First National of Nebraska (FINN) Overvalued in 2026?
Based on GuruFocus' analysis, First National of Nebraska stock appears to be overvalued.
The current stock price of $18,800.00 is trading 20.2% above its estimated GF Value™ of $15,644.92.
GuruFocus considers First National of Nebraska to be Modestly Overvalued.
Key valuation signals for FINN:
Median PS Value: $19,481.12 (5126511% above median its 10-year median of 0.38)
GF Value™: $15,644.92 vs. price of $18,800.00 (20.2% above fair value)
Industry Position: 1723892.9% above the Banks median (#349 of 1044)
No single metric tells the full story. See the FINN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First National of Nebraska Inc is a Nebraska-based interstate financial holding company operated by its banking subsidiary. Additionally, the Company has nonbanking subsidiaries engaged in various businesses, including technology hosting and related activities. The Bank's primary objective is to enhance the financial well-being of its customers through a customer-centric business model focused on providing financial advice and guidance and relevant financial solutions. The Bank supports its business customers with real estate, commercial, and agriculture loans as well as cash and wealth management solutions.
15GF Score
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