FSBH (FSBH) Beta: -0.1176 (As of Jun. 25, 2026)


FSBH FSBH Corp FSBH
52 GF Score
Price $16.26
GF Value $10.07
Valuation Significantly Overvalued
! 2 Warning Signs
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What is FSBH Beta?

FSBH FSBH +0.06% 52 Beta is -0.1176 as of Jun. 25, 2026. GuruFocus rates FSBH with a GF Score™ of 52/100 and a GF Value™ of $10.07 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-25), FSBH's Beta is -0.1176.

FSBH  (OTCPK:FSBH) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

FSBH Beta Related Terms

FSBH Beta Historical Data

* Premium members only.

The historical data trend for FSBH's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FSBH Beta Chart

FSBH Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial 0.00 0.00 0.10 0.08 -0.18

FSBH Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta Get a 7-Day Free Trial 0.00 0.00 0.10 0.08 -0.18

FSBH vs TCBS, GVYB, DENI: Beta Comparison

For the Banks - Regional subindustry, FSBH's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FSBH Beta vs Banks Industry

For the Banks industry and Financial Services sector, FSBH's Beta distribution charts can be found below:

* The bar in red indicates where FSBH's Beta falls into.


FSBH
52GF Score
FSBH Corp FSBH
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
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FSBH Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of -0.1176 mean?
FSBH (FSBH) has a Beta of -0.1176 as of Jun. 25, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for FSBH and its competitors.
Is FSBH's Beta too high?
FSBH's current Beta is -0.1176. Overall, FSBH has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FSBH's Beta compare to TCBS and GVYB?
FSBH's Beta of -0.1176 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for FSBH and its competitors. FSBH's current Beta is -0.1176. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSBH stock overvalued right now?
Based on GuruFocus' analysis, FSBH (FSBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.07, compared to a current price of $16.26 — trading 61.5% above its estimated fair value. The current Beta is -0.1176. FSBH's overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For FSBH (FSBH), the current Beta is -0.1176 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSBH (FSBH) Overvalued in 2026?

Based on GuruFocus' analysis, FSBH stock appears to be overvalued. The current stock price of $16.26 is trading 61.5% above its estimated GF Value™ of $10.07. GuruFocus considers FSBH to be Significantly Overvalued.

Key valuation signals for FSBH:

  • Beta: -0.1176
  • GF Value™: $10.07 vs. price of $16.26 (61.5% above fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the FSBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FSBH Business Description

Address 1825 Manatee Avenue West, Bradenton, FL, USA, 34205
FSBH Corp, formerly First Southern Bank (GA) operates as a bank. It provides a full range of banking services to individual and corporate customers in the markets and the surrounding counties. Its portfolio segments are: Real estate, which consists of Construction and development, Residential, Commercial, and Farmland; Commercial; and Consumer. It provides services such as E-Banking; Personal Banking; Business Banking; Insurance; Loans and Deposits; Credit cards and others.
52GF Score

Get the complete analysis for FSBH

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.26
Price
$10.07
GF Value