FSBH (FSBH) Interest Expense: $-3.77 Mil (TTM As of Dec. 2025)


FSBH FSBH Corp FSBH
52 GF Score
Price $16.30
GF Value $10.09
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is FSBH Interest Expense?

FSBH FSBH 52 Interest Expense is $-3.77 Mil as of Dec. 2025. GuruFocus rates FSBH with a GF Score™ of 52/100 and a GF Value™ of $10.09 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. FSBH's interest expense for the six months ended in Dec. 2025 was $ -3.77 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-3.77 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. FSBH's Operating Income for the six months ended in Dec. 2025 was $ Mil. FSBH's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FSBH Interest Expense Historical Data

* Premium members only.

The historical data trend for FSBH's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FSBH Interest Expense Chart

FSBH Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -0.66 -0.64 -2.76 -4.17 -3.77

FSBH Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial -0.66 -0.64 -2.76 -4.17 -3.77
FSBH
52GF Score
FSBH Corp FSBH
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FSBH Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-3.77 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-3.77 Mil mean?
FSBH (FSBH) has a Interest Expense of $-3.77 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on FSBH and its competitors.
Is FSBH's Interest Expense too high?
FSBH's current Interest Expense is $-3.77 Mil. Overall, FSBH has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FSBH's Interest Expense compare to DENI and FGFI?
FSBH's Interest Expense of $-3.77 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on FSBH and its competitors. FSBH's current Interest Expense is $-3.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSBH stock overvalued right now?
Based on GuruFocus' analysis, FSBH (FSBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.09, compared to a current price of $16.30 — trading 61.5% above its estimated fair value. The current Interest Expense is $-3.77 Mil. FSBH's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For FSBH (FSBH), the current Interest Expense is $-3.77 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSBH (FSBH) Overvalued in 2026?

Based on GuruFocus' analysis, FSBH stock appears to be overvalued. The current stock price of $16.30 is trading 61.5% above its estimated GF Value™ of $10.09. GuruFocus considers FSBH to be Significantly Overvalued.

Key valuation signals for FSBH:

  • Interest Expense: $-3.77 Mil
  • GF Value™: $10.09 vs. price of $16.30 (61.5% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the FSBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FSBH Business Description

Address 1825 Manatee Avenue West, Bradenton, FL, USA, 34205
FSBH Corp, formerly First Southern Bank (GA) operates as a bank. It provides a full range of banking services to individual and corporate customers in the markets and the surrounding counties. Its portfolio segments are: Real estate, which consists of Construction and development, Residential, Commercial, and Farmland; Commercial; and Consumer. It provides services such as E-Banking; Personal Banking; Business Banking; Insurance; Loans and Deposits; Credit cards and others.
52GF Score

Get the complete analysis for FSBH

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.30
Price
$10.09
GF Value