FSBH (FSBH) ROC %: % (As of Dec. 2025)


FSBH FSBH Corp FSBH
52 GF Score
Price $16.30
GF Value $10.10
Valuation Significantly Overvalued
! 4 Warning Signs
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What is FSBH ROC %?

FSBH FSBH 52 ROC % is % as of Dec. 2025. GuruFocus rates FSBH with a GF Score™ of 52/100 and a GF Value™ of $10.10 (Significantly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

FSBH
52GF Score
FSBH Corp FSBH
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
FSBH (FSBH) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FSBH and its competitors.
Is FSBH's ROC % too high?
FSBH's current ROC % is %. Overall, FSBH has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FSBH's ROC % compare to DENI and FGFI?
FSBH's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on FSBH and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FSBH's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSBH stock overvalued right now?
Based on GuruFocus' analysis, FSBH (FSBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.10, compared to a current price of $16.30 — trading 61.4% above its estimated fair value. The current ROC % is %. FSBH's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For FSBH (FSBH), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSBH (FSBH) Overvalued in 2026?

Based on GuruFocus' analysis, FSBH stock appears to be overvalued. The current stock price of $16.30 is trading 61.4% above its estimated GF Value™ of $10.10. GuruFocus considers FSBH to be Significantly Overvalued.

Key valuation signals for FSBH:

  • ROC %: %
  • GF Value™: $10.10 vs. price of $16.30 (61.4% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the FSBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FSBH Business Description

Address 1825 Manatee Avenue West, Bradenton, FL, USA, 34205
FSBH Corp, formerly First Southern Bank (GA) operates as a bank. It provides a full range of banking services to individual and corporate customers in the markets and the surrounding counties. Its portfolio segments are: Real estate, which consists of Construction and development, Residential, Commercial, and Farmland; Commercial; and Consumer. It provides services such as E-Banking; Personal Banking; Business Banking; Insurance; Loans and Deposits; Credit cards and others.
52GF Score

Get the complete analysis for FSBH

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.30
Price
$10.10
GF Value