FSBH (FSBH) Net Loan: $229.33 Mil (As of Dec. 2025)


FSBH FSBH Corp FSBH
52 GF Score
Price $16.30
GF Value $10.10
Valuation Significantly Overvalued
! 4 Warning Signs
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What is FSBH Net Loan?

FSBH FSBH 52 Net Loan is $229.33 Mil as of Dec. 2025. GuruFocus rates FSBH with a GF Score™ of 52/100 and a GF Value™ of $10.10 (Significantly Overvalued). The stock has 4 warning signs investors should review.

FSBH's quarterly net loan increased from Dec. 2023 ($192.67 Mil) to Dec. 2024 ($202.45 Mil) and increased from Dec. 2024 ($202.45 Mil) to Dec. 2025 ($229.33 Mil).

FSBH's annual net loan increased from Dec. 2023 ($192.67 Mil) to Dec. 2024 ($202.45 Mil) and increased from Dec. 2024 ($202.45 Mil) to Dec. 2025 ($229.33 Mil).

FSBH Net Loan Historical Data

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The historical data trend for FSBH's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FSBH Net Loan Chart

FSBH Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 119.46 161.69 192.67 202.45 229.33

FSBH Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial 119.46 161.69 192.67 202.45 229.33
FSBH
52GF Score
FSBH Corp FSBH
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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FSBH Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $229.33 Mil mean?
FSBH (FSBH) has a Net Loan of $229.33 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on FSBH and its competitors.
Is FSBH's Net Loan too high?
FSBH's current Net Loan is $229.33 Mil. Overall, FSBH has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FSBH's Net Loan compare to DENI and FGFI?
FSBH's Net Loan of $229.33 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on FSBH and its competitors. FSBH's current Net Loan is $229.33 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FSBH stock overvalued right now?
Based on GuruFocus' analysis, FSBH (FSBH) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.10, compared to a current price of $16.30 — trading 61.4% above its estimated fair value. The current Net Loan is $229.33 Mil. FSBH's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For FSBH (FSBH), the current Net Loan is $229.33 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FSBH (FSBH) Overvalued in 2026?

Based on GuruFocus' analysis, FSBH stock appears to be overvalued. The current stock price of $16.30 is trading 61.4% above its estimated GF Value™ of $10.10. GuruFocus considers FSBH to be Significantly Overvalued.

Key valuation signals for FSBH:

  • Net Loan: $229.33 Mil
  • GF Value™: $10.10 vs. price of $16.30 (61.4% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the FSBH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FSBH Business Description

Address 1825 Manatee Avenue West, Bradenton, FL, USA, 34205
FSBH Corp, formerly First Southern Bank (GA) operates as a bank. It provides a full range of banking services to individual and corporate customers in the markets and the surrounding counties. Its portfolio segments are: Real estate, which consists of Construction and development, Residential, Commercial, and Farmland; Commercial; and Consumer. It provides services such as E-Banking; Personal Banking; Business Banking; Insurance; Loans and Deposits; Credit cards and others.
52GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.30
Price
$10.10
GF Value