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ASR Nederland NVASRRF 71 3-Year Book Growth Rate is 5.90% as of Jun. 2026, which is 13% below its 10-year median of 6.75. GuruFocus rates ASRRF with a GF Score™ of 71/100 and a GF Value™ of $67.09 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 477 Insurance companies, ASR Nederland NV ranks worse than 63.31% on this metric.
During the past 12 months, ASR Nederland NV's average Book Value per Share Growth Rate was 8.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 0.30% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of ASR Nederland NV was 14.90% per year. The lowest was -3.80% per year. And the median was 6.75% per year.
ASR Nederland NV (OTCPK:ASRRF) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
ASR Nederland NV 3-Year Book Growth Rate Related Terms
ASRRF vs BRK.A, AIG, HIG: 3-Year Book Growth Rate Comparison
For the Insurance - Diversified subindustry, ASR Nederland NV's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASR Nederland NV 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, ASR Nederland NV's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where ASR Nederland NV's 3-Year Book Growth Rate falls into.
ASR Nederland NV 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.90% mean?
ASR Nederland NV (ASRRF) has a 3-Year Book Growth Rate of 5.90% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for ASR Nederland NV and its competitors. This is 13% below median its historical median of 6.75. According to the industry distribution chart, ASR Nederland NV ranks #302 out of 477 companies in the Insurance industry, placing it in the top 63.3%.
Is ASR Nederland NV's 3-Year Book Growth Rate too high?
ASR Nederland NV's current 3-Year Book Growth Rate of 5.90% is 13% below median its 10-year median of 6.75. The Insurance industry median 3-Year Book Growth Rate is 8.20. ASR Nederland NV's value of 5.90% is 28% below this industry median. Based on the distribution chart, ASR Nederland NV ranks #302 out of 477 companies in the Insurance industry, which is below the industry midpoint. Overall, ASR Nederland NV has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's 3-Year Book Growth Rate compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #302 out of 477 companies for 3-Year Book Growth Rate. This places ASR Nederland NV in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.20. ASR Nederland NV's value of 5.90% is 28% below this benchmark. While the company's 10-year median is 6.75 vs. the industry median of 8.20, ASR Nederland NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.20, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current 3-Year Book Growth Rate of 5.90% is 28% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for ASR Nederland NV and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current 3-Year Book Growth Rate is 5.90%, which is 13% below median its own 10-year median of 6.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
Based on GuruFocus' analysis, ASR Nederland NV (ASRRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.09, compared to a current price of $76.23 — trading 13.6% above its estimated fair value. The current 3-Year Book Growth Rate is 5.90%, which is 13% below median its 10-year median of 6.75 and 28% below the Insurance industry median of 8.20. ASR Nederland NV's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For ASR Nederland NV (ASRRF), the current 3-Year Book Growth Rate is 5.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASR Nederland NV (ASRRF) Overvalued in 2026?
Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued.
The current stock price of $76.23 is trading 13.6% above its estimated GF Value™ of $67.09.
GuruFocus considers ASR Nederland NV to be Modestly Overvalued.
Key valuation signals for ASRRF:
3-Year Book Growth Rate: 5.90% (13% below median its 10-year median of 6.75)
GF Value™: $67.09 vs. price of $76.23 (13.6% above fair value)
Industry Position: 28% below the Insurance median (#302 of 477)
No single metric tells the full story. See the ASRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
71GF Score
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