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ASR Nederland NVASRRF 71 Intrinsic Value: Projected FCF is $40.33 as of Sep. 02, 2026. GuruFocus rates ASRRF with a GF Score™ of 71/100 and a GF Value™ of $67.15 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 393 Insurance companies, ASR Nederland NV ranks worse than 89.06% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-02), ASR Nederland NV's Intrinsic Value: Projected FCF is $40.33. The stock price of ASR Nederland NV is $76.23. Therefore, ASR Nederland NV's Price-to-Intrinsic-Value-Projected-FCF of today is 1.9.
The historical rank and industry rank for ASR Nederland NV's Intrinsic Value: Projected FCF or its related term are showing as below:
ASRRF'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.59 Med: 0.82 Max: 1.89
Current: 1.89
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of ASR Nederland NV was 1.89. The lowest was 0.59. And the median was 0.82.
ASRRF's Price-to-Projected-FCF is ranked worse than 89.06% of 393
companies
in the Insurance industry
Industry Median: 0.75
vs ASRRF: 1.89
ASR Nederland NV (OTCPK:ASRRF) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
ASR Nederland NV's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
76.23
/
44.786982746345
=
1.70
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASR Nederland NV Intrinsic Value: Projected FCF Related Terms
ASR Nederland NV Intrinsic Value: Projected FCF Historical Data
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The historical data trend for ASR Nederland NV's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASR Nederland NV Intrinsic Value: Projected FCF Chart
ASRRF vs BRK.A, AIG, HIG: Intrinsic Value: Projected FCF Comparison
For the Insurance - Diversified subindustry, ASR Nederland NV's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASR Nederland NV Price-to-Projected-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, ASR Nederland NV's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where ASR Nederland NV's Price-to-Projected-FCF falls into.
ASR Nederland NV Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $40.33 mean?
ASR Nederland NV (ASRRF) has a Intrinsic Value: Projected FCF of $40.33 as of Sep. 02, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on ASR Nederland NV and its competitors. According to the industry distribution chart, ASR Nederland NV ranks #350 out of 393 companies in the Insurance industry, placing it in the top 89.1%.
Is ASR Nederland NV's Intrinsic Value: Projected FCF too high?
ASR Nederland NV's current Intrinsic Value: Projected FCF is $40.33. The Insurance industry median Intrinsic Value: Projected FCF is 0.75. ASR Nederland NV's value of $40.33 is 5277.3% above this industry median. Based on the distribution chart, ASR Nederland NV ranks #350 out of 393 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ASR Nederland NV has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's Intrinsic Value: Projected FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #350 out of 393 companies for Intrinsic Value: Projected FCF. This places ASR Nederland NV in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.75. ASR Nederland NV's value of $40.33 is 5277.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for an Insurance company?
The median Intrinsic Value: Projected FCF among Insurance companies is 0.75, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current Intrinsic Value: Projected FCF of $40.33 is 5277.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on ASR Nederland NV and its competitors. For the Insurance industry, the median Intrinsic Value: Projected FCF is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current Intrinsic Value: Projected FCF is $40.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
Based on GuruFocus' analysis, ASR Nederland NV (ASRRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.15, compared to a current price of $76.23 — trading 13.5% above its estimated fair value. The current Intrinsic Value: Projected FCF is $40.33 and 5277.3% above the Insurance industry median of 0.75. ASR Nederland NV's overall GF Score™ is 71/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For ASR Nederland NV (ASRRF), the current Intrinsic Value: Projected FCF is $40.33 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASR Nederland NV (ASRRF) Overvalued in 2026?
Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued.
The current stock price of $76.23 is trading 13.5% above its estimated GF Value™ of $67.15.
GuruFocus considers ASR Nederland NV to be Modestly Overvalued.
Key valuation signals for ASRRF:
Intrinsic Value: Projected FCF: $40.33
GF Value™: $67.15 vs. price of $76.23 (13.5% above fair value)
Industry Position: 5277.3% above the Insurance median (#350 of 393)
No single metric tells the full story. See the ASRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
71GF Score
Get the complete analysis for ASRRF
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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