ASRRF (ASR Nederland NV) EV-to-EBITDA: 3.14 (As of Jul. 17, 2026) — 19% Below Median

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ASRRF ASR Nederland NV ASRRF
67 GF Score
Price $76.23
GF Value $50.37
Valuation Significantly Overvalued
! 12 Warning Signs
View Full Analysis

What is ASR Nederland NV EV-to-EBITDA?

ASR Nederland NV ASRRF 67 EV-to-EBITDA is 3.14 as of Jul. 17, 2026, which is 19% below its 10-year median of 3.88. GuruFocus rates ASRRF with a GF Score™ of 67/100 and a GF Value™ of $50.37 (Significantly Overvalued). The stock has 12 warning signs investors should review. Among 346 Insurance companies, ASR Nederland NV ranks better than 87.86% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, ASR Nederland NV's enterprise value is $23,229 Mil. ASR Nederland NV's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $7,395 Mil. Therefore, ASR Nederland NV's EV-to-EBITDA for today is 3.14.

The historical rank and industry rank for ASR Nederland NV's EV-to-EBITDA or its related term are showing as below:

ASRRF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -5.05   Med: 3.88   Max: 12.67
Current: 3.16

During the past 13 years, the highest EV-to-EBITDA of ASR Nederland NV was 12.67. The lowest was -5.05. And the median was 3.88.

ASRRF's EV-to-EBITDA is ranked better than
87.86% of 346 companies
in the Insurance industry
Industry Median: 8.23 vs ASRRF: 3.16

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-17), ASR Nederland NV's stock price is $76.23. ASR Nederland NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.521. Therefore, ASR Nederland NV's PE Ratio (TTM) for today is 30.24.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


ASR Nederland NV  (OTCPK:ASRRF) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ASR Nederland NV's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=76.23/2.521
=30.24

ASR Nederland NV's share price for today is $76.23.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ASR Nederland NV's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.521.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


ASR Nederland NV EV-to-EBITDA Related Terms


ASR Nederland NV EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for ASR Nederland NV's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASR Nederland NV EV-to-EBITDA Chart

ASR Nederland NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.58 -4.81 3.98 3.12 2.86

ASR Nederland NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.98 0.00 3.12 0.00 2.86

ASRRF vs BRK.A, AIG, HIG: EV-to-EBITDA Comparison

For the Insurance - Diversified subindustry, ASR Nederland NV's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASR Nederland NV EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, ASR Nederland NV's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where ASR Nederland NV's EV-to-EBITDA falls into.


ASRRF
67GF Score
ASR Nederland NV ASRRF
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ASR Nederland NV EV-to-EBITDA Calculation

ASR Nederland NV's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=23229.286/7395.226
=3.14

ASR Nederland NV's current Enterprise Value is $23,229 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. ASR Nederland NV's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $7,395 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 3.14 mean?
ASR Nederland NV (ASRRF) has a EV-to-EBITDA of 3.14 as of Jul. 17, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ASR Nederland NV. This is 19% below median its historical median of 3.88. According to the industry distribution chart, ASR Nederland NV ranks #42 out of 346 companies in the Insurance industry, placing it in the top 12.1%.
Is ASR Nederland NV's EV-to-EBITDA too high?
ASR Nederland NV's current EV-to-EBITDA of 3.14 is 19% below median its 10-year median of 3.88. The Insurance industry median EV-to-EBITDA is 8.23. ASR Nederland NV's value of 3.14 is 61.8% below this industry median. Based on the distribution chart, ASR Nederland NV ranks #42 out of 346 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, ASR Nederland NV has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's EV-to-EBITDA compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #42 out of 346 companies for EV-to-EBITDA. This places ASR Nederland NV in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.23. ASR Nederland NV's value of 3.14 is 61.8% below this benchmark. While the company's 10-year median is 3.88 vs. the industry median of 8.23, ASR Nederland NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.23, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current EV-to-EBITDA of 3.14 is 61.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on ASR Nederland NV. For the Insurance industry, the median EV-to-EBITDA is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current EV-to-EBITDA is 3.14, which is 19% below median its own 10-year median of 3.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
Based on GuruFocus' analysis, ASR Nederland NV (ASRRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.37, compared to a current price of $76.23 — trading 51.3% above its estimated fair value. The current EV-to-EBITDA is 3.14, which is 19% below median its 10-year median of 3.88 and 61.8% below the Insurance industry median of 8.23. ASR Nederland NV's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For ASR Nederland NV (ASRRF), the current EV-to-EBITDA is 3.14 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASR Nederland NV (ASRRF) Overvalued in 2026?

Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued. The current stock price of $76.23 is trading 51.3% above its estimated GF Value™ of $50.37. GuruFocus considers ASR Nederland NV to be Significantly Overvalued.

Key valuation signals for ASRRF:

  • EV-to-EBITDA: 3.14 (19% below median its 10-year median of 3.88)
  • GF Value™: $50.37 vs. price of $76.23 (51.3% above fair value)
  • GF Score™: 67/100 with 12 warning signs
  • Industry Position: 61.8% below the Insurance median (#42 of 346)

No single metric tells the full story. See the ASRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASR Nederland NV Business Description

Address Archimedeslaan 10, P.O. Box 2072, Utrecht, UT, NLD, 3500 HB
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
67GF Score

Get the complete analysis for ASRRF

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.23
Price
$50.37
GF Value