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ASR Nederland NVASRRF 67 Equity-to-Asset is 0.07 as of Dec. 2025, which is 13% below its 10-year median of 0.08. GuruFocus rates ASRRF with a GF Score™ of 67/100 and a GF Value™ of $50.67 (Significantly Overvalued). The stock has 12 warning signs investors should review. Among 505 Insurance companies, ASR Nederland NV ranks worse than 83.96% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. ASR Nederland NV's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $11,840 Mil. ASR Nederland NV's Total Assets for the quarter that ended in Dec. 2025 was $166,453 Mil.
Therefore, ASR Nederland NV's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.07.
The historical rank and industry rank for ASR Nederland NV's Equity-to-Asset or its related term are showing as below:
ASRRF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.08 Max: 0.1
Current: 0.07
During the past 13 years, the highest Equity to Asset Ratio of ASR Nederland NV was 0.10. The lowest was 0.06. And the median was 0.08.
ASRRF's Equity-to-Asset is ranked worse than 83.96% of 505
companies
in the Insurance industry
Industry Median: 0.26
vs ASRRF: 0.07
ASR Nederland NV (OTCPK:ASRRF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
ASR Nederland NV Equity-to-Asset Related Terms
ASR Nederland NV Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for ASR Nederland NV's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASRRF vs BRK.A, AIG, HIG: Equity-to-Asset Comparison
For the Insurance - Diversified subindustry, ASR Nederland NV's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ASR Nederland NV Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, ASR Nederland NV's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where ASR Nederland NV's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
ASR Nederland NV's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASR Nederland NV (ASRRF) has a Equity-to-Asset of 0.07 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ASR Nederland NV and its competitors. This is 13% below median its historical median of 0.08. Over the past decade, ASR Nederland NV's Equity-to-Asset has ranged from 0.06 to 0.10. According to the industry distribution chart, ASR Nederland NV ranks #424 out of 505 companies in the Insurance industry, placing it in the top 84%.
Is ASR Nederland NV's Equity-to-Asset too high?
ASR Nederland NV's current Equity-to-Asset of 0.07 is 13% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.10. The Insurance industry median Equity-to-Asset is 0.26. ASR Nederland NV's value of 0.07 is 73.1% below this industry median. Based on the distribution chart, ASR Nederland NV ranks #424 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, ASR Nederland NV has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's Equity-to-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ASR Nederland NV ranks #424 out of 505 companies for Equity-to-Asset. This places ASR Nederland NV in the lower half of its industry. The industry median Equity-to-Asset is 0.26. ASR Nederland NV's value of 0.07 is 73.1% below this benchmark. Historically, ASR Nederland NV's own Equity-to-Asset has ranged from 0.06 to 0.10 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.26, ASR Nederland NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ASR Nederland NV's current Equity-to-Asset of 0.07 is 73.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ASR Nederland NV and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ASR Nederland NV's current Equity-to-Asset is 0.07, which is 13% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
Based on GuruFocus' analysis, ASR Nederland NV (ASRRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.67, compared to a current price of $76.23 — trading 50.4% above its estimated fair value. The current Equity-to-Asset is 0.07, which is 13% below median its 10-year median of 0.08 and 73.1% below the Insurance industry median of 0.26. ASR Nederland NV's overall GF Score™ is 67/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For ASR Nederland NV (ASRRF), the current Equity-to-Asset is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ASR Nederland NV (ASRRF) Overvalued in 2026?
Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued.
The current stock price of $76.23 is trading 50.4% above its estimated GF Value™ of $50.67.
GuruFocus considers ASR Nederland NV to be Significantly Overvalued.
Key valuation signals for ASRRF:
Equity-to-Asset: 0.07 (13% below median its 10-year median of 0.08)
GF Value™: $50.67 vs. price of $76.23 (50.4% above fair value)
Industry Position: 73.1% below the Insurance median (#424 of 505)
No single metric tells the full story. See the ASRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
67GF Score
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