ASRRF (ASR Nederland NV) Debt-to-Asset : 0.06 (As of Dec. 2025)

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ASRRF ASR Nederland NV ASRRF
69 GF Score
Price $76.23
GF Value $50.97
Valuation Significantly Overvalued
! 12 Warning Signs
View Full Analysis

What is ASR Nederland NV Debt-to-Asset?

ASR Nederland NV ASRRF 69 Debt-to-Asset is 0.06 as of Dec. 2025. GuruFocus rates ASRRF with a GF Score™ of 69/100 and a GF Value™ of $50.97 (Significantly Overvalued). The stock has 12 warning signs investors should review.

ASR Nederland NV's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0 Mil. ASR Nederland NV's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $10,438 Mil. ASR Nederland NV's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was $166,453 Mil. ASR Nederland NV's debt to asset for the quarter that ended in Dec. 2025 was 0.06.


ASR Nederland NV  (OTCPK:ASRRF) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


ASR Nederland NV Debt-to-Asset Related Terms


ASR Nederland NV Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for ASR Nederland NV's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ASR Nederland NV Debt-to-Asset Chart

ASR Nederland NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 0.07 0.09 0.08 0.06

ASR Nederland NV Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.09 0.06 0.08 0.07 0.06

ASRRF vs BRK.A, AIG, HIG: Debt-to-Asset Comparison

For the Insurance - Diversified subindustry, ASR Nederland NV's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ASR Nederland NV Debt-to-Asset vs Insurance Industry

For the Insurance industry and Financial Services sector, ASR Nederland NV's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where ASR Nederland NV's Debt-to-Asset falls into.


ASRRF
69GF Score
ASR Nederland NV ASRRF
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ASR Nederland NV Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

ASR Nederland NV's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 10437.939) / 166453.162
=0.06

ASR Nederland NV's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 10437.939) / 166453.162
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.06 mean?
ASR Nederland NV (ASRRF) has a Debt-to-Asset of 0.06 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on ASR Nederland NV and its competitors.
Is ASR Nederland NV's Debt-to-Asset too high?
ASR Nederland NV's current Debt-to-Asset is 0.06. Overall, ASR Nederland NV has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ASR Nederland NV's Debt-to-Asset compare to BRK.A and AIG?
ASR Nederland NV's Debt-to-Asset of 0.06 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for an Insurance company?
A good Debt-to-Asset depends on the Insurance industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on ASR Nederland NV and its competitors. ASR Nederland NV's current Debt-to-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ASR Nederland NV stock overvalued right now?
Based on GuruFocus' analysis, ASR Nederland NV (ASRRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.97, compared to a current price of $76.23 — trading 49.6% above its estimated fair value. The current Debt-to-Asset is 0.06. ASR Nederland NV's overall GF Score™ is 69/100 with 12 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For ASR Nederland NV (ASRRF), the current Debt-to-Asset is 0.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ASR Nederland NV (ASRRF) Overvalued in 2026?

Based on GuruFocus' analysis, ASR Nederland NV stock appears to be overvalued. The current stock price of $76.23 is trading 49.6% above its estimated GF Value™ of $50.97. GuruFocus considers ASR Nederland NV to be Significantly Overvalued.

Key valuation signals for ASRRF:

  • Debt-to-Asset: 0.06
  • GF Value™: $50.97 vs. price of $76.23 (49.6% above fair value)
  • GF Score™: 69/100 with 12 warning signs

No single metric tells the full story. See the ASRRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ASR Nederland NV Business Description

Address Archimedeslaan 10, P.O. Box 2072, Utrecht, UT, NLD, 3500 HB
ASR Nederland NV is an insurance company. The company offers a variety of insurance policies to its customers. The business segments are Non-life; Life; Banking, Asset Management; Distribution and Services and Holding and Other. The Non-life insurance entities offer Non-life insurance contracts. Its life insurance entities offer financial products such as life insurance contracts and life insurance contracts on behalf of policyholders. The Asset Management segment involves all activities related to asset management including investment property management. Its Distribution and Services segment includes activities related to the distribution of insurance contracts.
69GF Score

Get the complete analysis for ASRRF

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$76.23
Price
$50.97
GF Value