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JMT Network Services PCLBKK:JMT-R 83 3-Year Book Growth Rate is 5.60% as of Mar. 2026, which is 77% below its 10-year median of 24.20. GuruFocus rates BKK:JMT-R with a GF Score™ of 83/100 and a GF Value™ of ฿37.74. The stock has 11 warning signs investors should review. Among 516 Credit Services companies, JMT Network Services PCL ranks worse than 50.39% on this metric.
During the past 12 months, JMT Network Services PCL's average Book Value per Share Growth Rate was 0.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 21.70% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 29.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of JMT Network Services PCL was 61.60% per year. The lowest was -75.60% per year. And the median was 24.20% per year.
JMT Network Services PCL (BKK:JMT-R) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
JMT Network Services PCL 3-Year Book Growth Rate Related Terms
BKK:JMT-R vs V, MA, AXP: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, JMT Network Services PCL's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMT Network Services PCL 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMT Network Services PCL's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where JMT Network Services PCL's 3-Year Book Growth Rate falls into.
JMT Network Services PCL 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.60% mean?
JMT Network Services PCL (BKK:JMT-R) has a 3-Year Book Growth Rate of 5.60% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for JMT Network Services PCL and its competitors. This is 77% below median its historical median of 24.20. According to the industry distribution chart, JMT Network Services PCL ranks #260 out of 516 companies in the Credit Services industry, placing it in the top 50.4%.
Is JMT Network Services PCL's 3-Year Book Growth Rate too high?
JMT Network Services PCL's current 3-Year Book Growth Rate of 5.60% is 77% below median its 10-year median of 24.20. The Credit Services industry median 3-Year Book Growth Rate is 5.85. JMT Network Services PCL's value of 5.60% is 4.3% below this industry median. Based on the distribution chart, JMT Network Services PCL ranks #260 out of 516 companies in the Credit Services industry, which is below the industry midpoint. Overall, JMT Network Services PCL has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does JMT Network Services PCL's 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, JMT Network Services PCL ranks #260 out of 516 companies for 3-Year Book Growth Rate. This places JMT Network Services PCL in the lower half of its industry. The industry median 3-Year Book Growth Rate is 5.85. JMT Network Services PCL's value of 5.60% is 4.3% below this benchmark. While the company's 10-year median is 24.20 vs. the industry median of 5.85, JMT Network Services PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 5.85, based on 516 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMT Network Services PCL's current 3-Year Book Growth Rate of 5.60% is 4.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for JMT Network Services PCL and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 5.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMT Network Services PCL's current 3-Year Book Growth Rate is 5.60%, which is 77% below median its own 10-year median of 24.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMT Network Services PCL stock overvalued right now?
JMT Network Services PCL (BKK:JMT-R) has a current 3-Year Book Growth Rate of 5.60%. The stock's GF Value™ is ฿37.74, compared to a current price of ฿35.81 — trading 5.1% below its estimated fair value. The current 3-Year Book Growth Rate is 5.60%, which is 77% below median its 10-year median of 24.20 and 4.3% below the Credit Services industry median of 5.85. JMT Network Services PCL's overall GF Score™ is 83/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For JMT Network Services PCL (BKK:JMT-R), the current 3-Year Book Growth Rate is 5.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMT Network Services PCL (BKK:JMT-R) Overvalued in 2026?
Based on GuruFocus' analysis, JMT Network Services PCL stock appears to be undervalued.
The current stock price of ฿35.81 is trading 5.1% below its estimated GF Value™ of ฿37.74.
Key valuation signals for BKK:JMT-R:
3-Year Book Growth Rate: 5.60% (77% below median its 10-year median of 24.20)
GF Value™: ฿37.74 vs. price of ฿35.81 (5.1% below fair value)
Industry Position: 4.3% below the Credit Services median (#260 of 516)
No single metric tells the full story. See the BKK:JMT-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMT Network Services PCL is engaged in debt collection services, purchase of non-performing accounts receivable from financial institutions for debt management and collection, providing finance leasing services, and insurance broker services. The company has three reportable segments, which are Debt tracking and collection service, Non-performing accounts receivable management business, and Insurance business. Its Debt collection segment generates maximum revenue for the company. Geographically, the company generates almost all of its revenue from Thailand.
83GF Score
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