JMT Network Services PCLBKK:JMT-R 83 Days Payable is 95.97 as of Mar. 2026, which is 34% below its 10-year median of 145.32. GuruFocus rates BKK:JMT-R with a GF Score™ of 83/100 and a GF Value™ of ฿41.39. The stock has 9 warning signs investors should review. Among 302 Credit Services companies, JMT Network Services PCL ranks better than 62.58% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, JMT Network Services PCL's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMT Network Services PCL Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMT Network Services PCL's Days Payable distribution charts can be found below:
* The bar in red indicates where JMT Network Services PCL's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
JMT Network Services PCL's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JMT Network Services PCL (BKK:JMT-R) has a Days Payable of 95.97 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on JMT Network Services PCL and its competitors. This is 34% below median its historical median of 145.32. Over the past decade, JMT Network Services PCL's Days Payable has ranged from 39.96 to 263.14. According to the industry distribution chart, JMT Network Services PCL ranks #113 out of 302 companies in the Credit Services industry, placing it in the top 37.4%.
Is JMT Network Services PCL's Days Payable too high?
JMT Network Services PCL's current Days Payable of 95.97 is 34% below median its 10-year median of 145.32. Over the past 10 years, this metric has ranged from a low of 39.96 to a high of 263.14. The Credit Services industry median Days Payable is 33.41. JMT Network Services PCL's value of 95.97 is 187.3% above this industry median. Based on the distribution chart, JMT Network Services PCL ranks #113 out of 302 companies in the Credit Services industry, which is above the industry midpoint. Overall, JMT Network Services PCL has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does JMT Network Services PCL's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, JMT Network Services PCL ranks #113 out of 302 companies for Days Payable. This puts JMT Network Services PCL in the upper half of its industry. The industry median Days Payable is 33.41. JMT Network Services PCL's value of 95.97 is 187.3% above this benchmark. Historically, JMT Network Services PCL's own Days Payable has ranged from 39.96 to 263.14 over the past decade. While the company's 10-year median is 145.32 vs. the industry median of 33.41, JMT Network Services PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMT Network Services PCL's current Days Payable of 95.97 is 187.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on JMT Network Services PCL and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMT Network Services PCL's current Days Payable is 95.97, which is 34% below median its own 10-year median of 145.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMT Network Services PCL stock overvalued right now?
JMT Network Services PCL (BKK:JMT-R) has a current Days Payable of 95.97. The stock's GF Value™ is ฿41.39, compared to a current price of ฿35.81 — trading 13.5% below its estimated fair value. The current Days Payable is 95.97, which is 34% below median its 10-year median of 145.32 and 187.3% above the Credit Services industry median of 33.41. JMT Network Services PCL's overall GF Score™ is 83/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For JMT Network Services PCL (BKK:JMT-R), the current Days Payable is 95.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMT Network Services PCL (BKK:JMT-R) Overvalued in 2026?
Based on GuruFocus' analysis, JMT Network Services PCL stock appears to be undervalued.
The current stock price of ฿35.81 is trading 13.5% below its estimated GF Value™ of ฿41.39.
Key valuation signals for BKK:JMT-R:
Days Payable: 95.97 (34% below median its 10-year median of 145.32)
GF Value™: ฿41.39 vs. price of ฿35.81 (13.5% below fair value)
Industry Position: 187.3% above the Credit Services median (#113 of 302)
No single metric tells the full story. See the BKK:JMT-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMT Network Services PCL is engaged in debt collection services, purchase of non-performing accounts receivable from financial institutions for debt management and collection, providing finance leasing services, and insurance broker services. The company has three reportable segments, which are Debt tracking and collection service, Non-performing accounts receivable management business, and Insurance business. Its Debt collection segment generates maximum revenue for the company. Geographically, the company generates almost all of its revenue from Thailand.
83GF Score
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