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Washington FederalWFSLW 76 3-Year Book Growth Rate is 5.10% as of Mar. 2026, which is 1% below its 10-year median of 5.15. GuruFocus rates WFSLW with a GF Score™ of 76/100. The stock has 8 warning signs investors should review. Among 1,498 Banks companies, Washington Federal ranks worse than 72.96% on this metric.
During the past 12 months, Washington Federal's average Book Value per Share Growth Rate was 7.30% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 5.80% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Washington Federal was 11.20% per year. The lowest was -9.60% per year. And the median was 5.15% per year.
Washington Federal (NAS:WFSLW) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Washington Federal 3-Year Book Growth Rate Related Terms
WFSLW vs FRME, NBTB, TRMK: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Washington Federal's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Washington Federal 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Washington Federal's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Washington Federal's 3-Year Book Growth Rate falls into.
Washington Federal 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.10% mean?
Washington Federal (WFSLW) has a 3-Year Book Growth Rate of 5.10% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Washington Federal and its competitors. This is near median its historical median of 5.15. According to the industry distribution chart, Washington Federal ranks #1093 out of 1498 companies in the Banks industry, placing it in the top 73%.
Is Washington Federal's 3-Year Book Growth Rate too high?
Washington Federal's current 3-Year Book Growth Rate of 5.10% is near median its 10-year median of 5.15. The Banks industry median 3-Year Book Growth Rate is 8.70. Washington Federal's value of 5.10% is 41.4% below this industry median. Based on the distribution chart, Washington Federal ranks #1093 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, Washington Federal has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Washington Federal's 3-Year Book Growth Rate compare to FRME and NBTB?
According to the Banks industry distribution chart, Washington Federal ranks #1093 out of 1498 companies for 3-Year Book Growth Rate. This places Washington Federal in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.70. Washington Federal's value of 5.10% is 41.4% below this benchmark. While the company's 10-year median is 5.15 vs. the industry median of 8.70, Washington Federal has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Federal's current 3-Year Book Growth Rate of 5.10% is 41.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Washington Federal and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Federal's current 3-Year Book Growth Rate is 5.10%, which is near median its own 10-year median of 5.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Federal stock overvalued right now?
Washington Federal (WFSLW) has a current 3-Year Book Growth Rate of 5.10%. The current 3-Year Book Growth Rate is 5.10%, which is near median its 10-year median of 5.15 and 41.4% below the Banks industry median of 8.70. Washington Federal's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Washington Federal (WFSLW), the current 3-Year Book Growth Rate is 5.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
76GF Score
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