Washington FederalWFSLW 63 Debt-to-Equity is 1.05 as of Mar. 2026, which is 5% below its 10-year median of 1.11. GuruFocus rates WFSLW with a GF Score™ of 63/100. The stock has 9 warning signs investors should review. Among 1,424 Banks companies, Washington Federal ranks worse than 68.89% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Washington Federal's Debt-to-Equity or its related term are showing as below:
WFSLW'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.6 Med: 1.11 Max: 1.88
Current: 1.05
During the past 13 years, the highest Debt-to-Equity Ratio of Washington Federal was 1.88. The lowest was 0.60. And the median was 1.11.
WFSLW's Debt-to-Equity is ranked worse than 68.89% of 1424
companies
in the Banks industry
Industry Median: 0.56
vs WFSLW: 1.05
Washington Federal (NAS:WFSLW) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Washington Federal Debt-to-Equity Related Terms
Washington Federal Debt-to-Equity Historical Data
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The historical data trend for Washington Federal's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WFSLW vs FRME, CUBI, TRMK: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Washington Federal's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Washington Federal Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Washington Federal's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Washington Federal's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Washington Federal (WFSLW) has a Debt-to-Equity of 1.05 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Washington Federal and its competitors. This is near median its historical median of 1.11. Over the past decade, Washington Federal's Debt-to-Equity has ranged from 0.60 to 1.88. According to the industry distribution chart, Washington Federal ranks #981 out of 1424 companies in the Banks industry, placing it in the top 68.9%.
Is Washington Federal's Debt-to-Equity too high?
Washington Federal's current Debt-to-Equity of 1.05 is near median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.60 to a high of 1.88. The Banks industry median Debt-to-Equity is 0.56. Washington Federal's value of 1.05 is 87.5% above this industry median. Based on the distribution chart, Washington Federal ranks #981 out of 1424 companies in the Banks industry, which is below the industry midpoint. Overall, Washington Federal has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Washington Federal's Debt-to-Equity compare to FRME and CUBI?
According to the Banks industry distribution chart, Washington Federal ranks #981 out of 1424 companies for Debt-to-Equity. This places Washington Federal in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Washington Federal's value of 1.05 is 87.5% above this benchmark. Historically, Washington Federal's own Debt-to-Equity has ranged from 0.60 to 1.88 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 0.56, Washington Federal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,424 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Federal's current Debt-to-Equity of 1.05 is 87.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Washington Federal and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Federal's current Debt-to-Equity is 1.05, which is near median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Federal stock overvalued right now?
Washington Federal (WFSLW) has a current Debt-to-Equity of 1.05. The current Debt-to-Equity is 1.05, which is near median its 10-year median of 1.11 and 87.5% above the Banks industry median of 0.56. Washington Federal's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Washington Federal (WFSLW), the current Debt-to-Equity is 1.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
63GF Score
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