WFSLW (Washington Federal) Equity-to-Asset: 0.11 (As of Mar. 2026) — Near Median

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WFSLW Washington Federal Inc WFSLW
63 GF Score
Price $4.00
! 9 Warning Signs
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What is Washington Federal Equity-to-Asset?

Washington Federal WFSLW 63 Equity-to-Asset is 0.11 as of Mar. 2026, which is at its 10-year median of 0.11. GuruFocus rates WFSLW with a GF Score™ of 63/100. The stock has 9 warning signs investors should review. Among 1,529 Banks companies, Washington Federal ranks better than 64.55% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Washington Federal's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $2,981.28 Mil. Washington Federal's Total Assets for the quarter that ended in Mar. 2026 was $27,568.79 Mil. Therefore, Washington Federal's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.11.

The historical rank and industry rank for Washington Federal's Equity-to-Asset or its related term are showing as below:

WFSLW' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1   Med: 0.11   Max: 0.14
Current: 0.11

During the past 13 years, the highest Equity to Asset Ratio of Washington Federal was 0.14. The lowest was 0.10. And the median was 0.11.

WFSLW's Equity-to-Asset is ranked better than
64.55% of 1529 companies
in the Banks industry
Industry Median: 0.1 vs WFSLW: 0.11

Washington Federal  (NAS:WFSLW) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Washington Federal Equity-to-Asset Related Terms


Washington Federal Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Washington Federal's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Washington Federal Equity-to-Asset Chart

Washington Federal Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.11 0.11 0.11 0.11

Washington Federal Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.11 0.11 0.11 0.11

WFSLW vs FRME, CUBI, TRMK: Equity-to-Asset Comparison

For the Banks - Regional subindustry, Washington Federal's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Washington Federal Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Washington Federal's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Washington Federal's Equity-to-Asset falls into.


WFSLW
63GF Score
Washington Federal Inc WFSLW
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Washington Federal Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Washington Federal's Equity to Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as

Equity to Asset (A: Sep. 2025 )=Total Stockholders Equity/Total Assets
=3039.575/26699.699
=0.11

Washington Federal's Equity to Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

Equity to Asset (Q: Mar. 2026 )=Total Stockholders Equity/Total Assets
=2981.283/27568.785
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.11 mean?
Washington Federal (WFSLW) has a Equity-to-Asset of 0.11 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Washington Federal and its competitors. This is near median its historical median of 0.11. Over the past decade, Washington Federal's Equity-to-Asset has ranged from 0.10 to 0.14. According to the industry distribution chart, Washington Federal ranks #542 out of 1529 companies in the Banks industry, placing it in the top 35.4%.
Is Washington Federal's Equity-to-Asset too high?
Washington Federal's current Equity-to-Asset of 0.11 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Washington Federal's value of 0.11 is 10% above this industry median. Based on the distribution chart, Washington Federal ranks #542 out of 1529 companies in the Banks industry, which is above the industry midpoint. Overall, Washington Federal has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Washington Federal's Equity-to-Asset compare to FRME and CUBI?
According to the Banks industry distribution chart, Washington Federal ranks #542 out of 1529 companies for Equity-to-Asset. This puts Washington Federal in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Washington Federal's value of 0.11 is 10% above this benchmark. Historically, Washington Federal's own Equity-to-Asset has ranged from 0.10 to 0.14 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Washington Federal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Federal's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Washington Federal and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Federal's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Federal stock overvalued right now?
Washington Federal (WFSLW) has a current Equity-to-Asset of 0.11. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.11 and 10% above the Banks industry median of 0.10. Washington Federal's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Washington Federal (WFSLW), the current Equity-to-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Washington Federal Business Description

Address 425 Pike Street, Seattle, WA, USA, 98101
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
63GF Score

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