WFSLW (Washington Federal) Intrinsic Value: Projected FCF: $0.00 (As of Aug. 07, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WFSLW Washington Federal Inc WFSLW
76 GF Score
Price $4.00
! 7 Warning Signs
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What is Washington Federal Intrinsic Value: Projected FCF?

Washington Federal WFSLW 76 Intrinsic Value: Projected FCF is $0.00 as of Aug. 07, 2026. GuruFocus rates WFSLW with a GF Score™ of 76/100. The stock has 7 warning signs investors should review. Among 1,285 Banks companies, Washington Federal ranks better than 56.26% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-08-07), Washington Federal's Intrinsic Value: Projected FCF is $0.00. The stock price of Washington Federal is $4.004. Therefore, Washington Federal's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Washington Federal's Intrinsic Value: Projected FCF or its related term are showing as below:

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Washington Federal was 0.93. The lowest was 0.35. And the median was 0.55.

WFSLW's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.59
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Washington Federal  (NAS:WFSLW) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Washington Federal's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=4.004/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Washington Federal Intrinsic Value: Projected FCF Related Terms


Washington Federal Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Washington Federal's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Washington Federal Intrinsic Value: Projected FCF Chart

Washington Federal Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Washington Federal Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

WFSLW vs FRME, NBTB, TRMK: Intrinsic Value: Projected FCF Comparison

For the Banks - Regional subindustry, Washington Federal's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Washington Federal Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Washington Federal's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Washington Federal's Price-to-Projected-FCF falls into.


WFSLW
76GF Score
Washington Federal Inc WFSLW
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Washington Federal Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Washington Federal's Free Cash Flow(6 year avg) = $262.29.

Washington Federal's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun26)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*262.28656+3022.569*0.8)/0
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of $0.00 mean?
Washington Federal (WFSLW) has a Intrinsic Value: Projected FCF of $0.00 as of Aug. 07, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Washington Federal and its competitors. Over the past decade, Washington Federal's Intrinsic Value: Projected FCF has ranged from 0.35 to 0.93. According to the industry distribution chart, Washington Federal ranks #562 out of 1285 companies in the Banks industry, placing it in the top 43.7%.
Is Washington Federal's Intrinsic Value: Projected FCF too high?
Washington Federal's current Intrinsic Value: Projected FCF is $0.00. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.93. Based on the distribution chart, Washington Federal ranks #562 out of 1285 companies in the Banks industry, which is above the industry midpoint. Overall, Washington Federal has a GF Score™ of 76/100, reflecting its overall financial health beyond just this single metric.
How does Washington Federal's Intrinsic Value: Projected FCF compare to FRME and NBTB?
According to the Banks industry distribution chart, Washington Federal ranks #562 out of 1285 companies for Intrinsic Value: Projected FCF. This puts Washington Federal in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.59. Historically, Washington Federal's own Intrinsic Value: Projected FCF has ranged from 0.35 to 0.93 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,285 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Washington Federal and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Federal's current Intrinsic Value: Projected FCF is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Federal stock overvalued right now?
Washington Federal (WFSLW) has a current Intrinsic Value: Projected FCF of $0.00. The current Intrinsic Value: Projected FCF is $0.00. Washington Federal's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Washington Federal (WFSLW), the current Intrinsic Value: Projected FCF is $0.00 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Washington Federal Business Description

Address 425 Pike Street, Seattle, WA, USA, 98101
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
76GF Score

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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.00
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