WFSLW (Washington Federal) Unearned Income: $-214.25 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WFSLW Washington Federal Inc WFSLW
77 GF Score
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What is Washington Federal Unearned Income?

Washington Federal WFSLW 77 Unearned Income is $-214.25 Mil as of Jun. 2026. GuruFocus rates WFSLW with a GF Score™ of 77/100. The stock has 7 warning signs investors should review.

Washington Federal's Unearned Income for the quarter that ended in Jun. 2026 was $-214.25 Mil.

Washington Federal's quarterly Unearned Income declined from Dec. 2025 ($-206.15 Mil) to Mar. 2026 ($-211.14 Mil) and declined from Mar. 2026 ($-211.14 Mil) to Jun. 2026 ($-214.25 Mil).

Washington Federal's annual Unearned Income declined from Sep. 2023 ($-98.81 Mil) to Sep. 2024 ($-229.49 Mil) but then increased from Sep. 2024 ($-229.49 Mil) to Sep. 2025 ($-212.45 Mil).

Washington Federal Unearned Income Related Terms

Washington Federal Unearned Income Historical Data

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The historical data trend for Washington Federal's Unearned Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Washington Federal Unearned Income Chart

Washington Federal Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Unearned Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only -61.63 -92.56 -98.81 -229.49 -212.45

Washington Federal Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -218.56 -212.45 -206.15 -211.14 -214.25
WFSLW
77GF Score
Washington Federal Inc WFSLW
Unearned Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Washington Federal Unearned Income Calculation

Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan.

Frequently Asked Questions Learn more about Unearned Income →
What does a Unearned Income of $-214.25 Mil mean?
Washington Federal (WFSLW) has a Unearned Income of $-214.25 Mil as of Jun. 2026. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Washington Federal and its competitors.
Is Washington Federal's Unearned Income too high?
Washington Federal's current Unearned Income is $-214.25 Mil. Overall, Washington Federal has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Washington Federal's Unearned Income compare to FRME and NBTB?
Washington Federal's Unearned Income of $-214.25 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Income for a Banks company?
A good Unearned Income depends on the Banks industry context. However, Unearned Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Income mean?
A high Unearned Income can signal that a stock is expensive relative to its fundamentals. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Washington Federal and its competitors. Washington Federal's current Unearned Income is $-214.25 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Federal stock overvalued right now?
Washington Federal (WFSLW) has a current Unearned Income of $-214.25 Mil. The current Unearned Income is $-214.25 Mil. Washington Federal's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Income calculated?
Unearned Income is calculated from a company's financial statements. For Washington Federal (WFSLW), the current Unearned Income is $-214.25 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Washington Federal Business Description

Address 425 Pike Street, Seattle, WA, USA, 98101
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
77GF Score

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