Muthoot Finance (BOM:533398) Book Value per Share: ₹1,027.95 (As of Jun. 2026)

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BOM:533398 Muthoot Finance Ltd BOM:533398
78 GF Score
Price ₹2,840.00
GF Value ₹3,931.02
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Muthoot Finance Book Value per Share?

Muthoot Finance BOM:533398 +2.45% 78 Book Value per Share is ₹1,027.95 as of Jun. 2026. GuruFocus rates BOM:533398 with a GF Score™ of 78/100 and a GF Value™ of ₹3,931.02 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Muthoot Finance's book value per share for the quarter that ended in Jun. 2026 was ₹1,027.95.

During the past 12 months, Muthoot Finance's average Book Value Per Share Growth Rate was 33.80% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 21.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 19.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 21.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Muthoot Finance was 100.80% per year. The lowest was 11.90% per year. And the median was 22.05% per year.

Muthoot Finance's current price is ₹2840.00. Its book value per share for the quarter that ended in Jun. 2026 was ₹1,027.95. Hence, today's PB Ratio of Muthoot Finance is 2.76.

During the past 13 years, the highest P/B Ratio of Muthoot Finance was 4.69. The lowest was 1.80. And the median was 2.91.

Good Sign:

Muthoot Finance Ltd stock PB Ratio (=2.76) is close to 2-year low of 2.68.


Muthoot Finance  (BOM:533398) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Muthoot Finance Book Value per Share Related Terms


Muthoot Finance Book Value per Share Historical Data

* Premium members only.

The historical data trend for Muthoot Finance's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muthoot Finance Book Value per Share Chart

Muthoot Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 476.84 551.82 641.51 747.10 990.72

Muthoot Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 770.64 831.81 902.15 990.72 1,027.95

BOM:533398 vs V, MA, AXP: Book Value per Share Comparison

For the Credit Services subindustry, Muthoot Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muthoot Finance PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Muthoot Finance's PB Ratio distribution charts can be found below:

* The bar in red indicates where Muthoot Finance's PB Ratio falls into.


BOM:533398
78GF Score
Muthoot Finance Ltd BOM:533398
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muthoot Finance Book Value per Share Calculation

Muthoot Finance's Book Value Per Share for the fiscal year that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(391,303-0)/401
=974.68

Muthoot Finance's Book Value Per Share for the quarter that ended in Jun. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(406,017-0)/401
=1,011.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of ₹1,027.95 mean?
Muthoot Finance (BOM:533398) has a Book Value per Share of ₹1,027.95 as of Jun. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Muthoot Finance and its competitors.
Is Muthoot Finance's Book Value per Share too high?
Muthoot Finance's current Book Value per Share is ₹1,027.95. Overall, Muthoot Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Finance's Book Value per Share compare to V and MA?
Muthoot Finance's Book Value per Share of ₹1,027.95 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Credit Services company?
A good Book Value per Share depends on the Credit Services industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Muthoot Finance and its competitors. Muthoot Finance's current Book Value per Share is ₹1,027.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Finance stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Finance (BOM:533398) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹3,931.02, compared to a current price of ₹2,840.00 — trading 27.8% below its estimated fair value. The current Book Value per Share is ₹1,027.95. Muthoot Finance's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Muthoot Finance (BOM:533398), the current Book Value per Share is ₹1,027.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Finance (BOM:533398) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Finance stock appears to be undervalued. The current stock price of ₹2,840.00 is trading 27.8% below its estimated GF Value™ of ₹3,931.02. GuruFocus considers Muthoot Finance to be Modestly Undervalued.

Key valuation signals for BOM:533398:

  • Book Value per Share: ₹1,027.95
  • GF Value™: ₹3,931.02 vs. price of ₹2,840.00 (27.8% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the BOM:533398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muthoot Finance Business Description

Other Exchanges MUTHOOTFIN:India
Address Banerji Road, Ernakulam, 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Kochi, KL, IND, 682 018
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
78GF Score

Get the complete analysis for BOM:533398

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,840.00
Price
₹3,931.02
GF Value