Muthoot Finance (BOM:533398) ROC %: % (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:533398 Muthoot Finance Ltd BOM:533398
78 GF Score
Price ₹2,840.00
GF Value ₹3,501.24
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Muthoot Finance ROC %?

Muthoot Finance BOM:533398 +2.45% 78 ROC % is % as of Jun. 2026. GuruFocus rates BOM:533398 with a GF Score™ of 78/100 and a GF Value™ of ₹3,501.24 (Modestly Undervalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

BOM:533398
78GF Score
Muthoot Finance Ltd BOM:533398
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Muthoot Finance (BOM:533398) has a ROC % of % as of Jun. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Muthoot Finance and its competitors.
Is Muthoot Finance's ROC % too high?
Muthoot Finance's current ROC % is %. Overall, Muthoot Finance has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Muthoot Finance's ROC % compare to V and MA?
Muthoot Finance's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 2.17. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 2.17, based on 431 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Muthoot Finance and its competitors. For the Credit Services industry, the median ROC % is 2.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muthoot Finance's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muthoot Finance stock overvalued right now?
Based on GuruFocus' analysis, Muthoot Finance (BOM:533398) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹3,501.24, compared to a current price of ₹2,840.00 — trading 18.9% below its estimated fair value. The current ROC % is %. Muthoot Finance's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Muthoot Finance (BOM:533398), the current ROC % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muthoot Finance (BOM:533398) Overvalued in 2026?

Based on GuruFocus' analysis, Muthoot Finance stock appears to be undervalued. The current stock price of ₹2,840.00 is trading 18.9% below its estimated GF Value™ of ₹3,501.24. GuruFocus considers Muthoot Finance to be Modestly Undervalued.

Key valuation signals for BOM:533398:

  • ROC %: %
  • GF Value™: ₹3,501.24 vs. price of ₹2,840.00 (18.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the BOM:533398 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muthoot Finance Business Description

Other Exchanges MUTHOOTFIN:India
Address Banerji Road, Ernakulam, 2nd Floor, Muthoot Chambers, Opposite Saritha Theatre Complex, Kochi, KL, IND, 682 018
Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.
78GF Score

Get the complete analysis for BOM:533398

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹2,840.00
Price
₹3,501.24
GF Value