SJF Bank A/S (FRA:4AC) Book Value per Share: €42.13 (As of Mar. 2026)

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FRA:4AC SJF Bank A/S FRA:4AC
61 GF Score
Price €54.80
GF Value €34.85
! 8 Warning Signs
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What is SJF Bank A/S Book Value per Share?

SJF Bank A/S FRA:4AC -0.18% 61 Book Value per Share is €42.13 as of Mar. 2026. GuruFocus rates FRA:4AC with a GF Score™ of 61/100 and a GF Value™ of €34.85. The stock has 8 warning signs investors should review.

SJF Bank A/S's book value per share for the quarter that ended in Mar. 2026 was €42.13.

During the past 12 months, SJF Bank A/S's average Book Value Per Share Growth Rate was 9.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 9.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 5.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of SJF Bank A/S was 19.50% per year. The lowest was -3.30% per year. And the median was 8.50% per year.

SJF Bank A/S's current price is €54.80. Its book value per share for the quarter that ended in Mar. 2026 was €42.13. Hence, today's PB Ratio of SJF Bank A/S is 1.30.

During the past 13 years, the highest P/B Ratio of SJF Bank A/S was 1.33. The lowest was 0.39. And the median was 0.67.

Warning Sign:

SJF Bank A/S stock PB Ratio (=1.33) is close to 10-year high of 1.33.


SJF Bank A/S  (FRA:4AC) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


SJF Bank A/S Book Value per Share Related Terms


SJF Bank A/S Book Value per Share Historical Data

* Premium members only.

The historical data trend for SJF Bank A/S's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJF Bank A/S Book Value per Share Chart

SJF Bank A/S Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.66 32.07 34.88 38.75 42.44

SJF Bank A/S Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.64 40.28 41.49 42.44 42.13

SJF Bank A/S Book Value per Share Competitor Comparison

For the Banks - Regional subindustry, SJF Bank A/S's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJF Bank A/S PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SJF Bank A/S's PB Ratio distribution charts can be found below:

* The bar in red indicates where SJF Bank A/S's PB Ratio falls into.


FRA:4AC
61GF Score
SJF Bank A/S FRA:4AC
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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SJF Bank A/S Book Value per Share Calculation

SJF Bank A/S's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(688.8-0.0)/16.2
=42.44

SJF Bank A/S's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(682.4-0.0)/16.2
=42.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of €42.13 mean?
SJF Bank A/S (FRA:4AC) has a Book Value per Share of €42.13 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on SJF Bank A/S and its competitors.
Is SJF Bank A/S's Book Value per Share too high?
SJF Bank A/S's current Book Value per Share is €42.13. Overall, SJF Bank A/S has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does SJF Bank A/S's Book Value per Share compare to competitors?
SJF Bank A/S's Book Value per Share of €42.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on SJF Bank A/S and its competitors. SJF Bank A/S's current Book Value per Share is €42.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJF Bank A/S stock overvalued right now?
SJF Bank A/S (FRA:4AC) has a current Book Value per Share of €42.13. The stock's GF Value™ is €34.85, compared to a current price of €54.80 — trading 57.2% above its estimated fair value. The current Book Value per Share is €42.13. SJF Bank A/S's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For SJF Bank A/S (FRA:4AC), the current Book Value per Share is €42.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJF Bank A/S (FRA:4AC) Overvalued in 2026?

Based on GuruFocus' analysis, SJF Bank A/S stock appears to be overvalued. The current stock price of €54.80 is trading 57.2% above its estimated GF Value™ of €34.85.

Key valuation signals for FRA:4AC:

  • Book Value per Share: €42.13
  • GF Value™: €34.85 vs. price of €54.80 (57.2% above fair value)
  • GF Score™: 61/100 with 8 warning signs

No single metric tells the full story. See the FRA:4AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJF Bank A/S Business Description

Other Exchanges 0RD0:UKSJF:Denmark
Address Isefjords Alle 5, Holbaek, DNK, 4300
SJF Bank A/S provides banking products and services in Denmark. Its products and services include net banking, commercial insurance, mobile banking, rental of commercial lease, financing, insurance and pension.
61GF Score

Get the complete analysis for FRA:4AC

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€54.80
Price
€34.85
GF Value