SJF Bank AS (FRA:4AC) Interest Income: €144.4 Mil (TTM As of Jun. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:4AC SJF Bank AS FRA:4AC
49 GF Score
Price €60.10
GF Value €37.34
Valuation Significantly Overvalued
! 9 Warning Signs
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What is SJF Bank AS Interest Income?

SJF Bank AS FRA:4AC -1.50% 49 Interest Income is €144.4 Mil as of Jun. 2026. GuruFocus rates FRA:4AC with a GF Score™ of 49/100 and a GF Value™ of €37.34 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. SJF Bank AS's interest income for the three months ended in Jun. 2026 was €37.6 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was €144.4 Mil.

SJF Bank AS Interest Income Historical Data

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The historical data trend for SJF Bank AS's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJF Bank AS Interest Income Chart

SJF Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 72.70 87.21 142.31 166.40 143.84

SJF Bank AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.07 35.58 35.26 35.94 37.61
FRA:4AC
49GF Score
SJF Bank AS FRA:4AC
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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SJF Bank AS Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €144.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of €144.4 Mil mean?
SJF Bank AS (FRA:4AC) has a Interest Income of €144.4 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on SJF Bank AS and its competitors.
Is SJF Bank AS's Interest Income too high?
SJF Bank AS's current Interest Income is €144.4 Mil. Overall, SJF Bank AS has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SJF Bank AS's Interest Income compare to competitors?
SJF Bank AS's Interest Income of €144.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Banks company?
A good Interest Income depends on the Banks industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on SJF Bank AS and its competitors. SJF Bank AS's current Interest Income is €144.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJF Bank AS stock overvalued right now?
Based on GuruFocus' analysis, SJF Bank AS (FRA:4AC) is currently considered Significantly Overvalued. The stock's GF Value™ is €37.34, compared to a current price of €60.10 — trading 61% above its estimated fair value. The current Interest Income is €144.4 Mil. SJF Bank AS's overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For SJF Bank AS (FRA:4AC), the current Interest Income is €144.4 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJF Bank AS (FRA:4AC) Overvalued in 2026?

Based on GuruFocus' analysis, SJF Bank AS stock appears to be overvalued. The current stock price of €60.10 is trading 61% above its estimated GF Value™ of €37.34. GuruFocus considers SJF Bank AS to be Significantly Overvalued.

Key valuation signals for FRA:4AC:

  • Interest Income: €144.4 Mil
  • GF Value™: €37.34 vs. price of €60.10 (61% above fair value)
  • GF Score™: 49/100 with 9 warning signs

No single metric tells the full story. See the FRA:4AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SJF Bank AS Business Description

Other Exchanges 0RD0:UKSJF:Denmark
Address Isefjords Alle 5, Holbaek, DNK, 4300
SJF Bank A/S provides banking products and services in Denmark. Its products and services include net banking, commercial insurance, mobile banking, rental of commercial lease, financing, insurance and pension.
49GF Score

Get the complete analysis for FRA:4AC

Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€60.10
Price
€37.34
GF Value