SJF Bank A/S (FRA:4AC) Cyclically Adjusted Revenue per Share: €11.93 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:4AC SJF Bank A/S FRA:4AC
58 GF Score
Price €53.50
GF Value €34.85
! 8 Warning Signs
View Full Analysis

What is SJF Bank A/S Cyclically Adjusted Revenue per Share?

SJF Bank A/S FRA:4AC 58 Cyclically Adjusted Revenue per Share is €11.93 as of Mar. 2026. GuruFocus rates FRA:4AC with a GF Score™ of 58/100 and a GF Value™ of €34.85. The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

SJF Bank A/S's adjusted revenue per share for the three months ended in Mar. 2026 was €3.791. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €11.93 for the trailing ten years ended in Mar. 2026.

During the past 12 months, SJF Bank A/S's average Cyclically Adjusted Revenue Growth Rate was 3.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-07-14), SJF Bank A/S's current stock price is €53.50. SJF Bank A/S's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €11.93. SJF Bank A/S's Cyclically Adjusted PS Ratio of today is 4.48.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of SJF Bank A/S was 4.48. The lowest was 2.37. And the median was 3.37.


SJF Bank A/S  (FRA:4AC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

SJF Bank A/S's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=53.50/11.93
=4.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of SJF Bank A/S was 4.48. The lowest was 2.37. And the median was 3.37.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


SJF Bank A/S Cyclically Adjusted Revenue per Share Related Terms


SJF Bank A/S Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for SJF Bank A/S's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SJF Bank A/S Cyclically Adjusted Revenue per Share Chart

SJF Bank A/S Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 11.94

SJF Bank A/S Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 11.94 12.04 11.94 11.93

SJF Bank A/S Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, SJF Bank A/S's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJF Bank A/S Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SJF Bank A/S's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where SJF Bank A/S's Cyclically Adjusted PS Ratio falls into.


FRA:4AC
58GF Score
SJF Bank A/S FRA:4AC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SJF Bank A/S Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SJF Bank A/S's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.791/121.6800*121.6800
=3.791

Current CPI (Mar. 2026) = 121.6800.

SJF Bank A/S Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.617 100.600 3.165
201609 2.865 100.200 3.479
201612 2.522 100.300 3.060
201703 2.866 101.200 3.446
201706 2.787 101.200 3.351
201709 2.789 101.800 3.334
201712 2.537 101.300 3.047
201803 2.924 101.700 3.498
201806 2.106 102.300 2.505
201809 2.076 102.400 2.467
201812 1.877 102.100 2.237
201903 2.167 102.900 2.562
201906 2.071 102.900 2.449
201909 2.005 102.900 2.371
201912 2.234 102.900 2.642
202003 2.258 103.300 2.660
202006 2.142 103.200 2.526
202009 2.424 103.500 2.850
202012 2.378 103.400 2.798
202103 2.545 104.300 2.969
202106 2.474 105.000 2.867
202109 2.454 105.800 2.822
202112 2.401 106.600 2.741
202203 2.270 109.900 2.513
202206 2.239 113.600 2.398
202209 2.727 116.400 2.851
202212 2.713 115.900 2.848
202303 3.012 117.300 3.124
202306 2.926 116.400 3.059
202309 3.057 117.400 3.168
202312 3.368 116.700 3.512
202403 3.621 118.400 3.721
202406 3.346 118.500 3.436
202409 3.551 118.900 3.634
202412 3.461 118.900 3.542
202503 3.747 120.200 3.793
202506 3.590 120.700 3.619
202509 3.693 121.600 3.695
202512 3.582 121.200 3.596
202603 3.791 121.680 3.791

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €11.93 mean?
SJF Bank A/S (FRA:4AC) has a Cyclically Adjusted Revenue per Share of €11.93 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on SJF Bank A/S and its competitors.
Is SJF Bank A/S's Cyclically Adjusted Revenue per Share too high?
SJF Bank A/S's current Cyclically Adjusted Revenue per Share is €11.93. Overall, SJF Bank A/S has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does SJF Bank A/S's Cyclically Adjusted Revenue per Share compare to competitors?
SJF Bank A/S's Cyclically Adjusted Revenue per Share of €11.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on SJF Bank A/S and its competitors. SJF Bank A/S's current Cyclically Adjusted Revenue per Share is €11.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJF Bank A/S stock overvalued right now?
SJF Bank A/S (FRA:4AC) has a current Cyclically Adjusted Revenue per Share of €11.93. The stock's GF Value™ is €34.85, compared to a current price of €53.50 — trading 53.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €11.93. SJF Bank A/S's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For SJF Bank A/S (FRA:4AC), the current Cyclically Adjusted Revenue per Share is €11.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJF Bank A/S (FRA:4AC) Overvalued in 2026?

Based on GuruFocus' analysis, SJF Bank A/S stock appears to be overvalued. The current stock price of €53.50 is trading 53.5% above its estimated GF Value™ of €34.85.

Key valuation signals for FRA:4AC:

  • Cyclically Adjusted Revenue per Share: €11.93
  • GF Value™: €34.85 vs. price of €53.50 (53.5% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the FRA:4AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJF Bank A/S Business Description

Other Exchanges 0RD0:UKSJF:Denmark
Address Isefjords Alle 5, Holbaek, DNK, 4300
SJF Bank A/S provides banking products and services in Denmark. Its products and services include net banking, commercial insurance, mobile banking, rental of commercial lease, financing, insurance and pension.
58GF Score

Get the complete analysis for FRA:4AC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€53.50
Price
€34.85
GF Value