SJF Bank AS (FRA:4AC) 3-1 Month Momentum %: 23.47% (As of Aug. 08, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:4AC SJF Bank AS FRA:4AC
59 GF Score
Price €60.50
GF Value €34.88
! 8 Warning Signs
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What is SJF Bank AS 3-1 Month Momentum %?

SJF Bank AS FRA:4AC +1.51% 59 3-1 Month Momentum % is 23.47% as of Aug. 08, 2026. GuruFocus rates FRA:4AC with a GF Score™ of 59/100 and a GF Value™ of €34.88. The stock has 8 warning signs investors should review. Among 1,569 Banks companies, SJF Bank AS ranks better than 95.79% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-08), SJF Bank AS's 3-1 Month Momentum % is 23.47%.

The industry rank for SJF Bank AS's 3-1 Month Momentum % or its related term are showing as below:

FRA:4AC's 3-1 Month Momentum % is ranked better than
95.79% of 1569 companies
in the Banks industry
Industry Median: 3.31 vs FRA:4AC: 23.47

SJF Bank AS  (FRA:4AC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


SJF Bank AS 3-1 Month Momentum % Related Terms


SJF Bank AS 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, SJF Bank AS's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SJF Bank AS 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, SJF Bank AS's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where SJF Bank AS's 3-1 Month Momentum % falls into.


FRA:4AC
59GF Score
SJF Bank AS FRA:4AC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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SJF Bank AS  (FRA:4AC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 23.47% mean?
SJF Bank AS (FRA:4AC) has a 3-1 Month Momentum % of 23.47% as of Aug. 08, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SJF Bank AS and its competitors. According to the industry distribution chart, SJF Bank AS ranks #66 out of 1569 companies in the Banks industry, placing it in the top 4.2%.
Is SJF Bank AS's 3-1 Month Momentum % too high?
SJF Bank AS's current 3-1 Month Momentum % is 23.47%. The Banks industry median 3-1 Month Momentum % is 3.31. SJF Bank AS's value of 23.47% is 609.1% above this industry median. Based on the distribution chart, SJF Bank AS ranks #66 out of 1569 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SJF Bank AS has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does SJF Bank AS's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, SJF Bank AS ranks #66 out of 1569 companies for 3-1 Month Momentum %. This places SJF Bank AS in the top 4% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 3.31. SJF Bank AS's value of 23.47% is 609.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 3.31, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SJF Bank AS's current 3-1 Month Momentum % of 23.47% is 609.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on SJF Bank AS and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 3.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SJF Bank AS's current 3-1 Month Momentum % is 23.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SJF Bank AS stock overvalued right now?
SJF Bank AS (FRA:4AC) has a current 3-1 Month Momentum % of 23.47%. The stock's GF Value™ is €34.88, compared to a current price of €60.50 — trading 73.5% above its estimated fair value. The current 3-1 Month Momentum % is 23.47% and 609.1% above the Banks industry median of 3.31. SJF Bank AS's overall GF Score™ is 59/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For SJF Bank AS (FRA:4AC), the current 3-1 Month Momentum % is 23.47% as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SJF Bank AS (FRA:4AC) Overvalued in 2026?

Based on GuruFocus' analysis, SJF Bank AS stock appears to be overvalued. The current stock price of €60.50 is trading 73.5% above its estimated GF Value™ of €34.88.

Key valuation signals for FRA:4AC:

  • 3-1 Month Momentum %: 23.47%
  • GF Value™: €34.88 vs. price of €60.50 (73.5% above fair value)
  • GF Score™: 59/100 with 8 warning signs
  • Industry Position: 609.1% above the Banks median (#66 of 1569)

No single metric tells the full story. See the FRA:4AC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SJF Bank AS Business Description

Other Exchanges 0RD0:UKSJF:Denmark
Address Isefjords Alle 5, Holbaek, DNK, 4300
SJF Bank A/S provides banking products and services in Denmark. Its products and services include net banking, commercial insurance, mobile banking, rental of commercial lease, financing, insurance and pension.
59GF Score

Get the complete analysis for FRA:4AC

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€60.50
Price
€34.88
GF Value