NLB Banka ad (XBLB:VBBB-R-A) Book Value per Share: BAM5.13 (As of Dec. 2025)

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What is NLB Banka ad Book Value per Share?

NLB Banka ad XBLB:VBBB-R-A Book Value per Share is BAM5.13 as of Dec. 2025. The stock has 4 warning signs investors should review.

NLB Banka ad's book value per share for the quarter that ended in Dec. 2025 was BAM5.13.

During the past 12 months, NLB Banka ad's average Book Value Per Share Growth Rate was -99.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 17.60% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 100.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 37.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of NLB Banka ad was 1008.20% per year. The lowest was 3.10% per year. And the median was 6.20% per year.

NLB Banka ad's current price is BAM6000.00. Its book value per share for the quarter that ended in Dec. 2025 was BAM5.13. Hence, today's PB Ratio of NLB Banka ad is 1,169.59.

During the past 13 years, the highest P/B Ratio of NLB Banka ad was 1686.54. The lowest was 1.39. And the median was 875.00.

Warning Sign:

NLB Banka ad stock PB Ratio (=1169.59) is close to 1-year high of 1169.59.


NLB Banka ad  (XBLB:VBBB-R-A) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


NLB Banka ad Book Value per Share Related Terms


NLB Banka ad Book Value per Share Historical Data

* Premium members only.

The historical data trend for NLB Banka ad's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NLB Banka ad Book Value per Share Chart

NLB Banka ad Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.06 3.16 3.44 4,162.18 5.13

NLB Banka ad Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.44 3.68 4,162.18 4,676.11 5.13

NLB Banka ad Book Value per Share Competitor Comparison

For the Banks - Regional subindustry, NLB Banka ad's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NLB Banka ad PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NLB Banka ad's PB Ratio distribution charts can be found below:

* The bar in red indicates where NLB Banka ad's PB Ratio falls into.



NLB Banka ad Book Value per Share Calculation

NLB Banka ad's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(318.1-0.0)/62.0
=5.13

NLB Banka ad's Book Value Per Share for the quarter that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(318.1-0.0)/62.0
=5.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of BAM5.13 mean?
NLB Banka ad (XBLB:VBBB-R-A) has a Book Value per Share of BAM5.13 as of Dec. 2025. Book value per share gives the per-share value of a company's stockholder equity. View historical data on NLB Banka ad and its competitors.
Is NLB Banka ad's Book Value per Share too high?
NLB Banka ad's current Book Value per Share is BAM5.13.
How does NLB Banka ad's Book Value per Share compare to competitors?
NLB Banka ad's Book Value per Share of BAM5.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on NLB Banka ad and its competitors. NLB Banka ad's current Book Value per Share is BAM5.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLB Banka ad stock overvalued right now?
NLB Banka ad (XBLB:VBBB-R-A) has a current Book Value per Share of BAM5.13. The stock's GF Value™ is BAM2,109.54, compared to a current price of BAM6,000.00 — trading 184.4% above its estimated fair value. The current Book Value per Share is BAM5.13. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For NLB Banka ad (XBLB:VBBB-R-A), the current Book Value per Share is BAM5.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NLB Banka ad Business Description

Address Milan Tepic 4, Banja Luka, BIH, 78000
NLB Banka ad is a banking service provider that operates in Bosnia and Herzegovina. The company is engaged in offering services like retail banking which include retail banking business with private individuals, corporate banking, and financial markets.