NLB Banka ad (XBLB:VBBB-R-A) Pre-Tax Income: BAM62.2 Mil (TTM As of Dec. 2025)

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What is NLB Banka ad Pre-Tax Income?

NLB Banka ad XBLB:VBBB-R-A Pre-Tax Income is BAM62.2 Mil as of Dec. 2025. The stock has 4 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. NLB Banka ad's pretax income for the six months ended in Dec. 2025 was BAM28.9 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was BAM62.2 Mil. NLB Banka ad's pretax margin was 49.01%.

During the past 13 years, NLB Banka ad's highest Pretax Margin was 90.20%. The lowest was 41.58%. And the median was 56.30%.


NLB Banka ad  (XBLB:VBBB-R-A) Pre-Tax Income Explanation

NLB Banka ad's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=28.87/58.91
=49.01%

During the past 13 years, NLB Banka ad's highest Pretax Margin was 90.20%. The lowest was 41.58%. And the median was 56.30%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


NLB Banka ad Pre-Tax Income Related Terms


NLB Banka ad Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for NLB Banka ad's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NLB Banka ad Pre-Tax Income Chart

NLB Banka ad Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40.08 40.90 54.01 62.09 62.22

NLB Banka ad Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.40 34.67 27.42 33.35 28.87

NLB Banka ad Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, NLB Banka ad's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NLB Banka ad Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, NLB Banka ad's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where NLB Banka ad's Pre-Tax Income falls into.



NLB Banka ad Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

NLB Banka ad's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+62.217
=62.2

NLB Banka ad's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+28.87
=28.9

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was BAM62.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of BAM62.2 Mil mean?
NLB Banka ad (XBLB:VBBB-R-A) has a Pre-Tax Income of BAM62.2 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on NLB Banka ad and its competitors.
Is NLB Banka ad's Pre-Tax Income too high?
NLB Banka ad's current Pre-Tax Income is BAM62.2 Mil.
How does NLB Banka ad's Pre-Tax Income compare to competitors?
NLB Banka ad's Pre-Tax Income of BAM62.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on NLB Banka ad and its competitors. NLB Banka ad's current Pre-Tax Income is BAM62.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLB Banka ad stock overvalued right now?
NLB Banka ad (XBLB:VBBB-R-A) has a current Pre-Tax Income of BAM62.2 Mil. The stock's GF Value™ is BAM2,109.54, compared to a current price of BAM6,000.00 — trading 184.4% above its estimated fair value. The current Pre-Tax Income is BAM62.2 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For NLB Banka ad (XBLB:VBBB-R-A), the current Pre-Tax Income is BAM62.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NLB Banka ad Business Description

Address Milan Tepic 4, Banja Luka, BIH, 78000
NLB Banka ad is a banking service provider that operates in Bosnia and Herzegovina. The company is engaged in offering services like retail banking which include retail banking business with private individuals, corporate banking, and financial markets.