NLB Banka ad (XBLB:VBBB-R-A) 3-Year EPS without NRI Growth Rate: 14.90% (As of Dec. 2025) — Near Median

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What is NLB Banka ad 3-Year EPS without NRI Growth Rate?

NLB Banka ad XBLB:VBBB-R-A 3-Year EPS without NRI Growth Rate is 14.90% as of Dec. 2025, which is 2% below its 10-year median of 15.20. The stock has 4 warning signs investors should review.

NLB Banka ad's EPS without NRI for the six months ended in Dec. 2025 was BAM0.44.

During the past 12 months, NLB Banka ad's average EPS without NRI Growth Rate was -3.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 14.90% per year. During the past 5 years, the average EPS without NRI Growth Rate was 19.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 8.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of NLB Banka ad was 42.80% per year. The lowest was -21.10% per year. And the median was 15.20% per year.


NLB Banka ad  (XBLB:VBBB-R-A) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


NLB Banka ad 3-Year EPS without NRI Growth Rate Related Terms


NLB Banka ad 3-Year EPS without NRI Growth Rate Competitor Comparison

For the Banks - Regional subindustry, NLB Banka ad's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NLB Banka ad 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, NLB Banka ad's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where NLB Banka ad's 3-Year EPS without NRI Growth Rate falls into.



NLB Banka ad 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 14.90% mean?
NLB Banka ad (XBLB:VBBB-R-A) has a 3-Year EPS without NRI Growth Rate of 14.90% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for NLB Banka ad and its competitors. This is near median its historical median of 15.20.
Is NLB Banka ad's 3-Year EPS without NRI Growth Rate too high?
NLB Banka ad's current 3-Year EPS without NRI Growth Rate of 14.90% is near median its 10-year median of 15.20. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. NLB Banka ad's value of 14.90% is 98.7% above this industry median.
How does NLB Banka ad's 3-Year EPS without NRI Growth Rate compare to competitors?
NLB Banka ad's 3-Year EPS without NRI Growth Rate of 14.90% can be compared against companies in the Banks industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. NLB Banka ad's value of 14.90% is 98.7% above this benchmark. While the company's 10-year median is 15.20 vs. the industry median of 7.50, NLB Banka ad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NLB Banka ad's current 3-Year EPS without NRI Growth Rate of 14.90% is 98.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for NLB Banka ad and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLB Banka ad's current 3-Year EPS without NRI Growth Rate is 14.90%, which is near median its own 10-year median of 15.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLB Banka ad stock overvalued right now?
NLB Banka ad (XBLB:VBBB-R-A) has a current 3-Year EPS without NRI Growth Rate of 14.90%. The stock's GF Value™ is BAM2,109.54, compared to a current price of BAM6,000.00 — trading 184.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 14.90%, which is near median its 10-year median of 15.20 and 98.7% above the Banks industry median of 7.50. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For NLB Banka ad (XBLB:VBBB-R-A), the current 3-Year EPS without NRI Growth Rate is 14.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NLB Banka ad Business Description

Address Milan Tepic 4, Banja Luka, BIH, 78000
NLB Banka ad is a banking service provider that operates in Bosnia and Herzegovina. The company is engaged in offering services like retail banking which include retail banking business with private individuals, corporate banking, and financial markets.