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NLB Banka adXBLB:VBBB-R-A Equity-to-Asset is 0.12 as of Dec. 2025, which is at its 10-year median of 0.12. The stock has 4 warning signs investors should review.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. NLB Banka ad's Total Stockholders Equity for the quarter that ended in Dec. 2025 was BAM318.1 Mil. NLB Banka ad's Total Assets for the quarter that ended in Dec. 2025 was BAM2,612.8 Mil.
Therefore, NLB Banka ad's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.12.
The historical rank and industry rank for NLB Banka ad's Equity-to-Asset or its related term are showing as below:
XBLB:VBBB-R-A'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.13
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of NLB Banka ad was 0.13. The lowest was 0.10. And the median was 0.12.
XBLB:VBBB-R-A's Equity-to-Asset is not ranked
in the Banks industry.
Industry Median: 0.1
vs XBLB:VBBB-R-A: 0.12
NLB Banka ad (XBLB:VBBB-R-A) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
NLB Banka ad Equity-to-Asset Related Terms
NLB Banka ad Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for NLB Banka ad's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLB Banka ad Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, NLB Banka ad's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NLB Banka ad Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, NLB Banka ad's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where NLB Banka ad's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
NLB Banka ad's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NLB Banka ad (XBLB:VBBB-R-A) has a Equity-to-Asset of 0.12 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NLB Banka ad and its competitors. This is near median its historical median of 0.12. Over the past decade, NLB Banka ad's Equity-to-Asset has ranged from 0.10 to 0.13.
Is NLB Banka ad's Equity-to-Asset too high?
NLB Banka ad's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. NLB Banka ad's value of 0.12 is 20% above this industry median.
How does NLB Banka ad's Equity-to-Asset compare to competitors?
NLB Banka ad's Equity-to-Asset of 0.12 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. NLB Banka ad's value of 0.12 is 20% above this benchmark. Historically, NLB Banka ad's own Equity-to-Asset has ranged from 0.10 to 0.13 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, NLB Banka ad has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NLB Banka ad's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on NLB Banka ad and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NLB Banka ad's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLB Banka ad stock overvalued right now?
NLB Banka ad (XBLB:VBBB-R-A) has a current Equity-to-Asset of 0.12. The stock's GF Value™ is BAM2,109.54, compared to a current price of BAM6,000.00 — trading 184.4% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.12 and 20% above the Banks industry median of 0.10. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For NLB Banka ad (XBLB:VBBB-R-A), the current Equity-to-Asset is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
NLB Banka ad is a banking service provider that operates in Bosnia and Herzegovina. The company is engaged in offering services like retail banking which include retail banking business with private individuals, corporate banking, and financial markets.
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