NLB Banka ad (XBLB:VBBB-R-A) Enterprise Value: BAM-120.4 Mil (As of Jul. 15, 2026) ***

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What is NLB Banka ad Enterprise Value?

NLB Banka ad XBLB:VBBB-R-A Enterprise Value is BAM-120.4 Mil as of Jul. 15, 2026. The stock has 4 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, NLB Banka ad's Enterprise Value is BAM-120.4 Mil. NLB Banka ad's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was BAM114.1 Mil. Therefore, NLB Banka ad's EV-to-Revenue ratio for today is -1.05.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, NLB Banka ad's Enterprise Value is BAM-120.4 Mil. NLB Banka ad's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM91.7 Mil. Therefore, NLB Banka ad's EV-to-OCF ratio for today is -1.31.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, NLB Banka ad's Enterprise Value is BAM-120.4 Mil. NLB Banka ad's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM77.1 Mil. Therefore, NLB Banka ad's EV-to-FCF ratio for today is -1.56.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


NLB Banka ad  (XBLB:VBBB-R-A) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

NLB Banka ad's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=-120.370/114.129
=-1.05

NLB Banka ad's current Enterprise Value is BAM-120.4 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. NLB Banka ad's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was BAM114.1 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

NLB Banka ad's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=-120.370/91.658
=-1.31

NLB Banka ad's current Enterprise Value is BAM-120.4 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. NLB Banka ad's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was BAM91.7 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

NLB Banka ad's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-120.370/77.103
=-1.56

NLB Banka ad's current Enterprise Value is BAM-120.4 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. NLB Banka ad's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was BAM77.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


NLB Banka ad Enterprise Value Related Terms


NLB Banka ad Enterprise Value Historical Data

* Premium members only.

The historical data trend for NLB Banka ad's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NLB Banka ad Enterprise Value Chart

NLB Banka ad Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 185,592.57 247,728.47 247,689.66 -45.70 371,525.61

NLB Banka ad Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 247,689.66 286,946.27 -45.70 193.33 371,525.61

NLB Banka ad Enterprise Value Competitor Comparison

For the Banks - Regional subindustry, NLB Banka ad's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NLB Banka ad Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, NLB Banka ad's Enterprise Value distribution charts can be found below:

* The bar in red indicates where NLB Banka ad's Enterprise Value falls into.



NLB Banka ad Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

NLB Banka ad's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

NLB Banka ad's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of BAM-120.4 Mil mean?
NLB Banka ad (XBLB:VBBB-R-A) has a Enterprise Value of BAM-120.4 Mil as of Jul. 15, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on NLB Banka ad and its competitors.
Is NLB Banka ad's Enterprise Value too high?
NLB Banka ad's current Enterprise Value is BAM-120.4 Mil.
How does NLB Banka ad's Enterprise Value compare to competitors?
NLB Banka ad's Enterprise Value of BAM-120.4 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on NLB Banka ad and its competitors. NLB Banka ad's current Enterprise Value is BAM-120.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NLB Banka ad stock overvalued right now?
NLB Banka ad (XBLB:VBBB-R-A) has a current Enterprise Value of BAM-120.4 Mil. The stock's GF Value™ is BAM2,109.54, compared to a current price of BAM6,000.00 — trading 184.4% above its estimated fair value. The current Enterprise Value is BAM-120.4 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For NLB Banka ad (XBLB:VBBB-R-A), the current Enterprise Value is BAM-120.4 Mil as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

NLB Banka ad Business Description

Address Milan Tepic 4, Banja Luka, BIH, 78000
NLB Banka ad is a banking service provider that operates in Bosnia and Herzegovina. The company is engaged in offering services like retail banking which include retail banking business with private individuals, corporate banking, and financial markets.